Mike Thrift
Marketing Manager
Corporate Card and Expense Management Software in 2026: Automated Receipt Matching, Real-Time Controls, and Free vs. Paid Plans
Corporate card and expense platforms in 2026 now auto-match receipts via OCR, enforce spend controls at authorization, and sync to your books — with free tiers funded by interchange and paid plans at $5–$15 per user unlocking advanced approvals and ERP mapping.
Camper Van Conversion Company Bookkeeping: Final-Stage Manufacturer Status, Chassis Inventory, and Progress Billing for Multi-Month Builds
A camper van conversion shop that installs living-space modules on incomplete chassis is a final-stage manufacturer, not a services business: the chassis is WIP inventory, certification costs are manufacturing overhead, and deposits stay contract liabilities until ASC 606 over-time recognition turns cost-to-cost progress into revenue.
The Dependent Care FSA Just Got Its First Raise in 40 Years: What the New $7,500 Limit Means for Your Business
The dependent care FSA limit rises from $5,000 to $7,500 per employee for plan years beginning after December 31, 2025 — the first permanent increase since 1986. It applies only after the plan document is amended, the 55% average benefits test gets harder to pass, and the child care credit can still beat the FSA for lower earners.
The DOL Wants to Simplify Independent Contractor Classification: What the Proposed Two-Factor Test Means for Small Businesses That Hire Freelancers
The DOL's February 2026 proposal would replace the six-factor totality test with a weighted two-factor standard focused on control and opportunity for profit or loss — here is how it works, what still depends on state law, and a checklist to audit your freelancer relationships now.
DSCR Loans, Explained: Qualify for Rental Property Financing on the Property's Cash Flow, Not Your W-2
A DSCR loan approves an investment property on its rental income instead of the borrower's tax returns — monthly rent divided by PITIA, with approvals typically near a 1.0 ratio, rates around 6.5%–8%, 20–30% down, and 3–6 months of reserves. Here is the math lenders run, what the loan costs, and the per-property records that decide the refinance.
Fix Your Own 401(k) Mistakes: A Small Business Guide to IRS Self-Correction
EPCRS gives small business 401(k) sponsors three ways to fix plan mistakes — self-correction with no fee, no filing, and no IRS contact through the third plan year for significant errors, a voluntary filing with IRS approval, or a negotiated closing agreement on audit — with standard fixes for late deferral deposits, missed eligible employees, plan loan failures, and missed RMDs.
Food Hall Operator Bookkeeping: Percentage Rent by Vendor, CAM True-Ups, and One POS Across a Dozen Kitchens
Percentage rent by vendor (8–15% of gross sales, booked as ASC 842 variable lease income), CAM pools with annual true-ups, and one POS settlement split across a dozen merchants — the account structure a food hall operator needs, plus the benchmarks (revenue per square foot, bar share, occupancy) that show a hall is working.
Micro-SaaS and API Bookkeeping: Usage-Based Billing, Processor Reconciliation, and Why 70% Margins Still Need Real Books
Micro-SaaS and API businesses at 70%+ gross margins still need accrual accounting — how to structure hybrid subscription-plus-overage and credit-pack billing, reconcile Stripe and Merchant of Record payouts to gross revenue, and keep deferred revenue, COGS, and processor fees audit-ready.
New Jersey Family Leave Act Now Covers Businesses With 15 Employees: What Small Employers Must Do Before July 17, 2026
New Jersey's Family Leave Act drops to 15 employees and 250 hours on July 17, 2026 — learn who is newly covered, how NJFLA differs from FMLA and NJ Family Leave Insurance, and the handbook, payroll, and job-restoration steps small employers must complete.
New York Voids Construction Retainage Above 5%: A Contractor's Guide to the Prompt Payment Act
New York's Prompt Payment Act amendment voids private construction contract clauses that retain more than 5%, requires retainage release within 30 days of final approval, and adds 1% monthly interest on late amounts — here is how contractors should fix their contracts, book retainage as a contract asset under ASC 606, and run a 30-day closeout.
Nonprofit Thrift Store Bookkeeping: How to Value Donated Goods, Keep the Volunteer-Labor Exclusion, and Stay Off Form 990-T
Nonprofit thrift store bookkeeping covers the fair value and sold-price methods for donated inventory, IRS Publication 561 receipt thresholds, the roughly 85% volunteer-labor and donated-merchandise UBIT exclusions, and when Form 990-T filing is required.
PayPal's Bank Transfer Fee Jumps 51% on August 1: How to Rebudget Your Invoices Before You Pay More
PayPal's instant transfer fee rises from 0.99% to 1.50% on August 1, 2026 — a 51% increase. Learn what it costs on real invoice sizes, when instant is still worth it, and how to rebudget recurring invoices and book gross versus net correctly.