
Minority Business Loans: The Complete Guide to Funding Your Business
Black-owned businesses face 39% loan denial rates vs. 18% for white-owned. Compare SBA 7(a), CDFIs, MBDA, and more to find funding that fits your business.
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Поетапни ръководства за счетоводство, книговодство и финансови задачи

Black-owned businesses face 39% loan denial rates vs. 18% for white-owned. Compare SBA 7(a), CDFIs, MBDA, and more to find funding that fits your business.

Virtual bookkeeping services typically cost $150–$800/month versus $45,000–$65,000 annually for an in-house hire. This guide covers how virtual bookkeeping works, what it costs, who it's right for, and how to choose a service.

A practical breakdown of the 6 types of business bank accounts — checking, savings, money market, CDs, merchant, and trust — with a stage-by-stage framework for structuring your banking as your small business grows.

Learn to set up Excel bookkeeping for small business: chart of accounts, SUMIF formulas, pivot tables, and monthly reconciliation.

A practical walkthrough of the five account types, common IRS-aligned expense categories, and weekly habits that keep small business books accurate—covering chart of accounts setup, automation strategies, and mistakes that lead to missed deductions.

US catch-up bookkeeping: reconstruct overdue books, reconcile banks, and get IRS-ready numbers before you file or hire a CPA.
A practical, IRS-grounded guide to small business expense tracking—covering deductible categories, documentation requirements for meals and mileage, and how to choose between spreadsheets, accounting software, and plain-text tools like Beancount.

The IRS requires receipts for business expenses of $75 or more—with lodging always requiring documentation—and imposes stricter contemporaneous records for travel, meals, and listed property under Section 274(d). Most small businesses should retain all records for at least 7 years to cover the full range of audit scenarios.

A practical explanation of how debits and credits work in double-entry accounting — covering the five account types, the accounting equation, real-world journal entry examples, and the most common bookkeeping mistakes small business owners make.

A step-by-step guide to securing a business loan—covering SBA loans, bank terms, online lenders, credit score requirements, and the most common application mistakes small business owners make.

Manage accounts in Beancount and Fava: the five account types, naming conventions, hierarchy patterns, and how to create, rename, and close accounts.

Understand the complexities of S-Corp taxation in 2025, including payroll taxes and state-specific regulations, while learning how to maintain an audit-proof record using Beancount.