#community-development

Community Development

Community development financial institutions and loans

8 публикацииВижте всички етикети Обратно към всички публикации

5 септември 2026 г.

Отказаха ви банков кредит? Вашият щат може да го гарантира чрез SSBCI

Държавната инициатива за кредитиране на малкия бизнес насочва близо 10 милиарда долара федерални средства към щатски програми за гарантиране на заеми, подкрепа за обезпечения, участие в заеми, програми за достъп до капитал и рискови инвестиции, предоставяни чрез местни банки, с таван на заема от 20 милиона долара и таван от 750 служители. Това ръководство обхваща кой отговаря на условията, как SSBCI се различава от SBA 7(a), правилото за некомбиниране и петте стъпки, за да накарате участващ кредитор да запише вашия заем.

mike

small-business-loansfinancingsba-loans

30 юли 2026 г.

Your Business Partner Has a Green Card? Your SBA Loan Just Got a Lot Harder to Get

As of March 1, 2026, SBA 7(a), 504, and microloan applicants must be 100% owned by U.S. citizens or nationals — green card holders are excluded from any direct or indirect ownership stake. Existing loans are grandfathered; new applicants with a permanent resident anywhere in the ownership chain must turn to CDFIs, state loan programs, or USDA B&I financing instead.

mike

sbasba-loanssmall-business-loans

21 юли 2026 г.

Delaware's Commercial Corridor Initiative: Who Qualifies for the $4.5M Small Business Renovation Grant

Delaware's new Commercial Corridor Initiative (DCCI), launched July 14, 2026, offers matching grants covering 10–25% of renovation costs up to $25,000 for brick-and-mortar small businesses in qualifying commercial corridors. Here's who's eligible, what expenses count, and how to get your books lender-ready before the first awards in September 2026.

mike

grantssmall-businessfinancing

21 юли 2026 г.

Why the SBA's Easiest Loan Program Just Got a $750,000 Capital Requirement

The SBA's 2025–2026 Community Advantage overhaul caps CA loans at $350,000, requires lenders to hold $750,000 in unencumbered capital as of May 15, 2026, and freezes new CA SBLC licenses — here's what the shrinking lender pool means for startups and underserved borrowers seeking SBA-backed financing.

mike

sbasba-loanssmall-business-loans

19 юли 2026 г.

CDFI Loans Explained: How Mission-Driven Lenders Fund the Businesses Banks Reject

CDFIs are Treasury-certified mission-driven lenders that approve roughly 23-30% of small business applicants versus 13-15% at large banks, fund true startups with no hard credit minimums, accept ITINs in place of Social Security numbers, and offer fixed rates as low as 7%. Here's how CDFI underwriting works, who qualifies, and how to apply.

mike

small-businessloansfinancing

12 май 2026 г.

New Markets Tax Credit (NMTC): How CDEs, Investors, and Local Businesses Stack a 39% Federal Credit Over Seven Years

A practical walkthrough of the New Markets Tax Credit — how the 39% federal credit flows from a CDE to investors and projects over seven years, who plays which role, what continuous compliance requires, and where deals most often break.

mike

tax-creditscommunity-developmentreal-estate

14 март 2026 г.

Grants and Resources for Minority-Owned Small Businesses: A Complete Guide

This comprehensive guide outlines the grants and resources available for minority-owned small businesses, highlighting their growth, challenges, and the support systems designed to help them thrive in today's economy.

mike

small-businessentrepreneurshipfinancial-assistance

13 септември 2025 г.

Top Minority Small Business Loans to Consider in 2025

A founder-focused guide to nine financing options built for minority-owned businesses in 2025, complete with qualification tips and Beancount workflows to stay lender-ready.

mike

minority-owned-businessloansfinancing

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