Прозрения, уроци и актуализации за счетоводството в обикновен текст от екипа на Beancount.io.
The IRS backup withholding threshold increased from $600 to $2,000 effective 2026. Understand what changed, who's affected, how to prevent it, and Form 945 compliance requirements.
Сравнение на разходите за AI счетоводен софтуер срещу наемане на счетоводител или CPA за 2026 г.—включително точност, данъчна стратегия и хибридния модел, който спестява $12 000–$48 000 годишно.
Wave Accounting moved automatic bank feeds, collaborator access, and receipt scanning behind its $16-19/month Pro tier on June 1, 2026, leaving legacy free-plan (Starter) users to enter transactions manually or pay to keep those features.
Fintechs like Mercury and Rho now offer treasury and sweep accounts yielding 3.7%-5.4% on idle business cash, but treasury balances are typically SIPC-insured up to $500,000 while sweep-network balances stay FDIC-insured — a distinction worth understanding before moving six figures.
Small importers lose margin points when tariffs hide in inventory costs. Here are 5 accounting strategies to recalculate landed cost, plan inventory properly, separate tariff line items, capitalize duties correctly, and claim refunds—so you can see tariff impact in real time.
The SBA's new Made in America Loan Guarantee offers eligible small manufacturers up to $5 million with a 90% federal guarantee and waived fees in FY 2026—the highest guarantee rate ever extended to small manufacturers.
Sail lofts price a mainsail from cloth yardage, construction method, and hand labor, then collect a deposit months before delivery — treating that deposit as revenue instead of a liability is the most common bookkeeping mistake in the trade.
The IRS needs adequate records per position — ordinary items 6 years from filing, payroll 4, property until disposition plus 6 — and a digital image counts only when indexed, legible, and retrievable.
Learn to read P&L and balance sheets to understand your business's profitability and financial position. A practical guide for business owners on why both reports matter and how to use them for smarter decisions.
A managed service provider chart of accounts should split recurring MRR, hardware resale, and project/T&M into separate revenue and COGS lines, since blended margins of ~42% can hide 58% recurring services next to 8% hardware resale.
Solo mobile detailers can hit 60-80% gross margins, but only by tracking job-level costs — consumables, water, van depreciation, and labor — categories a generic "Supplies" bucket obscures.
A practical guide to applying ASC 606 revenue recognition to marketing and creative agency retainers, covering standing-ready vs. activity-based retainers, deferred and unbilled revenue journal entries, and the due-diligence risks of booking full retainers as revenue on invoice date.
