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#tax-planning

Tax Planning

Strategic tax planning to minimize liability and maximize savings

Self-Employment Tax Deductions 2026: A Complete Guide for Freelancers
·mike

Self-Employment Tax Deductions 2026: A Complete Guide for Freelancers

A line-by-line guide to the deductions self-employed workers can claim in 2026, including the now-permanent 20% QBI deduction under OBBBA, $72,000 Solo 401(k) limits, the 72.5-cent IRS mileage rate, and the documentation rules that hold up under audit.

self-employment-tax
tax-deductions
self-employment
How to Prepare for Tax Season: A Year-Round Checklist for Small Business Owners
·mike

How to Prepare for Tax Season: A Year-Round Checklist for Small Business Owners

A practical week-by-week, quarter-by-quarter, and year-end tax preparation checklist for small business owners — covering 2026 IRS deadlines, estimated tax payments, deductions, 1099 filing, and the bookkeeping habits that turn April from a sprint into a routine handoff.

tax-preparation
tax-planning
small-business
TCJA and OBBBA Explained: A Small Business Owner's Tax Guide for 2026
·mike

TCJA and OBBBA Explained: A Small Business Owner's Tax Guide for 2026

The OBBBA made the QBI deduction permanent and raised it to 23% in 2026, expanded SALT to $40,000 through 2029, and lifted the estate exemption to $15 million. Here is how small business owners running pass-through entities, S corps, and LLCs should plan around it.

tax
tax-planning
tax-deductions
The Augusta Rule: How Business Owners Earn Tax-Free Rental Income (Section 280A Guide)
·mike

The Augusta Rule: How Business Owners Earn Tax-Free Rental Income (Section 280A Guide)

Section 280A(g) lets business owners rent their personal residence to their company for up to 14 days per year and exclude the income from federal tax. This guide covers eligibility, fair-market rate setting, the documentation auditors expect, and the lessons from Sinopoli v. Commissioner.

tax-planning
tax-deductions
small-business
Form 1120-W and C Corporation Estimated Taxes: The Complete 2026 Guide
·mike

Form 1120-W and C Corporation Estimated Taxes: The Complete 2026 Guide

Form 1120-W was retired after 2022, but C corporations expecting to owe more than $500 in federal tax must still make quarterly estimated payments. This guide covers the 2026 due dates, the 21% rate calculation, the two safe harbors, the $1 million large-corporation trap, the annualized income installment method, and the EFTPS-only payment requirement.

tax
c-corp
tax-compliance
How to Pay Off IRS Tax Debt: 6 Options to Settle What You Owe
·mike

How to Pay Off IRS Tax Debt: 6 Options to Settle What You Owe

Six IRS-approved paths to clear back taxes — short-term plans, 72-month installment agreements, penalty abatement, Offer in Compromise, and Currently Not Collectible status — with eligibility, fees, and when to use each.

tax
tax-compliance
tax-planning
IRS Penalties Explained: Every Type, Rate, and Way to Get Relief in 2026
·mike

IRS Penalties Explained: Every Type, Rate, and Way to Get Relief in 2026

A 2026 guide to the six most common IRS penalties—their rates, calculations, and the three relief paths that can reduce or remove them, including the newly automatic First-Time Abatement.

tax
tax-compliance
irs-requirements
What Is the LLC Tax Rate? A Complete Guide to How LLCs Are Actually Taxed
·mike

What Is the LLC Tax Rate? A Complete Guide to How LLCs Are Actually Taxed

An LLC has no federal tax classification of its own — it borrows the rules of a sole proprietorship, partnership, S corporation, or C corporation. This 2026 guide breaks down every regime, the actual rates that apply, the income thresholds where the S-corp election starts paying off, and the state and self-employment tax layers that determine your real effective LLC tax rate.

llc
tax
s-corp
Personal Tax Deductions and Credits: The 2026 Guide for Individuals
·mike

Personal Tax Deductions and Credits: The 2026 Guide for Individuals

A line-by-line walkthrough of the 2026 deductions and credits that move the needle for individuals—the $16,100 standard deduction, the new $40,400 SALT cap, the $2,200 Child Tax Credit, the up-to-$8,231 EITC, and the new Schedule 1-A deductions for tips, overtime, and vehicle loan interest.

tax
tax-deductions
tax-credits
The Sales Tax Deduction in 2026: How the New $40,000 SALT Cap Could Save You Thousands
·mike

The Sales Tax Deduction in 2026: How the New $40,000 SALT Cap Could Save You Thousands

For 2026 the SALT cap rises to $40,000, reviving the sales tax deduction for homeowners and big-ticket buyers. Choose between sales tax and state income tax on Schedule A, use the IRS optional tables, and stack actual tax paid on vehicles, boats, or renovation materials on top of the table amount.

tax
tax-deductions
sales-tax
Self-Employment Tax in 2026: The Complete Guide for Freelancers and Independent Contractors
·mike

Self-Employment Tax in 2026: The Complete Guide for Freelancers and Independent Contractors

How self-employment tax works in 2026 — the 15.3% combined rate, the $184,500 Social Security wage base, the $400 filing threshold, quarterly estimated payment deadlines, the deductions that reduce both income and SE tax, and the income level where an S-corp election starts to pay off (typically $60K–$80K net).

self-employment-tax
self-employment
freelance
Small Business Tax Deductions 2026: The Complete Master List
·mike

Small Business Tax Deductions 2026: The Complete Master List

A category-by-category guide to every major small business tax deduction for 2026, including the $2,560,000 Section 179 cap, 60% bonus depreciation, the 68.5-cent mileage rate, the 50% meals rule, and the documentation needed to defend each one on audit.

tax-deductions
small-business
tax-planning
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