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#cloud-services

Cloud Services

Cloud-based accounting services and hosted solutions

Amazon Q2 2026 Earnings: AWS Accelerates 37% as a $53B Anthropic Gain Rewrites Profit
·mike

Amazon Q2 2026 Earnings: AWS Accelerates 37% as a $53B Anthropic Gain Rewrites Profit

Amazon's Q2 2026: $200.6B net sales (+19.6%) and $62.6B net income (+245%) — but $53.4B of that was a non-operating gain from revaluing its Anthropic stake. Operating income rose 43% to $27.5B as AWS accelerated to 37% growth at a 39.4% margin, while trailing free cash flow turned to a $7.6B outflow on $169B of capex. Modeled line by line in a public Beancount ledger.

financial-reporting
financial-analysis
beancount
Alphabet Q2 2026: A $99B Paper Gain, 82% Cloud Growth, and the End of the Buyback Era
·mike

Alphabet Q2 2026: A $99B Paper Gain, 82% Cloud Growth, and the End of the Buyback Era

Alphabet's Q2 2026 revenue was $119.8B (+24% YoY) and net income hit $112.2B (+298%), but roughly $99.0B of that was a non-cash gain on equity securities that the cash flow statement backs right out, leaving operating cash flow at just $39.1B. Google Cloud grew 82% to a ~$99B run-rate at a 35.6% operating margin, while Alphabet halted stock buybacks and raised ~$70B via common stock, its first-ever preferred, and debt to fund a $44.9B capex quarter that turned free cash flow negative. The FY2022–Q2 2026 Beancount ledger shows long-term debt climbing from $10.9B to $98.2B.

financial-reporting
financial-analysis
beancount
Does Business Interruption Insurance Cover Cloud Outages? A Small-Business Guide to CBI Coverage
·mike

Does Business Interruption Insurance Cover Cloud Outages? A Small-Business Guide to CBI Coverage

Standard business interruption insurance requires physical damage to your property, so a cloud outage like the October 2025 AWS or Azure incidents typically pays nothing. This guide explains how contingent business interruption (CBI) coverage works, the trigger language and 24–72-hour waiting periods to check, typical costs ($40–$130/month standalone), and the financial records you need to substantiate a claim.

insurance
business-insurance
risk-management
Alphabet Q1 2026: Google Cloud Grows 63%, and a $37.7B Paper Gain Drives the EPS Beat
·mike

Alphabet Q1 2026: Google Cloud Grows 63%, and a $37.7B Paper Gain Drives the EPS Beat

Alphabet's Q1 2026 revenue was $109.9B (+21.8% YoY) with Google Cloud accelerating to 63% growth and backlog above $460B, but the 82% jump in diluted EPS to $5.11 rests largely on a $37.7B other-income line — mostly unrealized marks on non-marketable equity securities. Backing out the $36.9B equity-securities gain leaves EPS near $2.76, roughly flat against last year's $2.81. Rebuilding the FY2022–Q1 2026 books in a public Beancount ledger shows exactly where the gain landed — non-marketable securities rose from $68.7B to $106.9B, not cash.

financial-reporting
financial-analysis
beancount
Amazon FY2025 Earnings: A Record $77.7B Profit — and AWS Now Generates 57% of It
·mike

Amazon FY2025 Earnings: A Record $77.7B Profit — and AWS Now Generates 57% of It

Amazon's FY2025: $716.9B net sales (+12.4%) and a record $77.7B net income (+31.1%) — but operating income grew only 16.6%, with a $15.2B non-operating equity gain accounting for $7.0B after tax. AWS grew 19.7% to $128.7B and produced 57% of company operating income on 18% of revenue, while PP&E jumped $104.4B in a single year. Modeled line by line in a public Beancount ledger.

financial-reporting
financial-analysis
beancount
Revolutionizing Personal Finance Management with Beancount.io
·mike

Revolutionizing Personal Finance Management with Beancount.io

Beancount.io transforms personal finance management by combining the power of double-entry bookkeeping with user-friendly mobile apps and secure cloud access, making financial tracking accessible for everyone.

beancount
personal-finance
accounting