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#workplace-safety

Workplace Safety

Workplace safety programs, employer obligations, and injury and illness prevention practices for small and mid-size businesses

Kiteboarding School Bookkeeping: Why IKO's Insurance Structure Puts Liability on Individual Instructors, Not the School

IKO's Basic Instructor Membership covers instructors for recreational liability but excludes students during lessons unless the instructor teaches through a recognized IKO Center, a coverage gap kiteboarding schools should reflect in separate insurance sub-accounts, fleet depreciation schedules, and worker-classification decisions.

OSHA Form 300, 300A, and 301 Injury and Illness Recordkeeping in 2026: The Complete Compliance Playbook for Small and Mid-Size Employers

A 2026 compliance guide to OSHA's Form 300, 300A, and 301 injury and illness recordkeeping under 29 CFR Part 1904 — who must record, the four-step recordability test, electronic Injury Tracking Application submission for Appendix B high-hazard establishments with 100 or more employees, severe-injury reporting timelines under § 1904.39, state-plan deltas, and how to build a program that survives an OSHA audit.