#small-business
Financial management strategies and tools for small business owners
Pool service profit is route density plus chemical control. Learn how to separate chemical COGS from labor, price the three chemical models, and track stops-per-day and revenue-per-route.
Pre-need funeral payments are not revenue until service — they're trust liabilities. Accrual, revenue recognition, and compliance for 2026.
Ramp: freelancer marketplace spend fell 0.66%→0.14% while AI model spend rose to ~3%; top freelancer spenders shifted fastest — what it means for hiring.
Ramp launched Stack June 3, 2026 — an AI operating system for accounting firms that deploys agents for close, reconciliations, and journal entries. Learn what it automates and where human review remains.
QCDs up to $111,000 in 2026 let IRA owners 70½+ give directly to charity, satisfy RMDs, and exclude the distribution from income.
KPMG's 2026 tariff survey found 55% of businesses plan further price hikes, while reshoring remains rare — only a slow shift from evaluation to execution. Learn why manufacturers prefer hikes to moving.
Colorado charges $0.29 per retail delivery and Minnesota $0.50 on orders $100+ — separate from sales tax. Thresholds, collection, and bookkeeping for 2026.
June 24 2026 SAFE Banking reintroduced (38 pages) — safe harbor for banks serving state-legal cannabis, plus loans, debit, and mortgage access.
The SBA suspended 7,800 Wisconsin borrowers tied to $375M in suspected PPP/EIDL fraud — part of a $10B+ nationwide sweep. Learn what legitimate borrowers should verify now and how to respond if flagged.
OBBBA created Section 174A to permanently restore immediate expensing for domestic R&E after Dec 31, 2024. Learn the retroactive window that closed July 6, 2026, the new mandatory Form 6765 Section G for 2026, and how to tag domestic vs foreign costs by business component.
SSA raises Social Security wage base to $184,500 for 2026 (from $176,100) — 6.2% to $11,439 cap, plus 0.9% Medicare over $200K. Payroll update for 2026.
Square is free and simple, Shopify wins for ecommerce, Clover lets you choose a processor, Helcim is interchange-plus. Learn the fee, hardware, and bookkeeping differences that decide the right POS in 2026.
