#small-business
Financial management strategies and tools for small business owners
CRS R48380 and 2025–26 reports frame Fed duties — monetary policy, bank regulation, payments, and lender of last resort — and 2026 oversight debates.
FICO will include BNPL loans in two new FICO Score 10 models this fall. Learn how on-time BNPL can lift thin files by 13-21 points, how missed BNPL now hurts, and what it means for the personal credit behind your next SBA or bank loan.
IR-2025-107 and Fact Sheet 2025-08: One Big Beautiful Bill retroactively reinstates $20,000 and 200-transaction 1099-K threshold, undoing ARPA $600 rule. What sellers must still track.
Georgia, Nebraska, NC and Pennsylvania all cut corporate rates Jan 1 2026 — from NC's 2% flat to PA's 7.49%. What the cuts mean for entity choice and nexus.
FV Bank launched a unified fintech platform June 18, 2026 — stablecoin settlement, digital asset custody, and programmable payments in one regulated US bank. Learn how USDT/USDC/PYUSD direct deposits work.
McKinsey: ~6M SMBs face ownership transfer by 2035 as boomers retire — financing gaps, seller notes, and succession planning for 2026.
Home care bookkeeping: monthly closes by the 7th, EVV to payroll to billing, Medicaid/Medicare compliance, and the controls that prevent audit findings.
Padel is booming but clubs fail on launch, not courts — a step-by-step operator guide to market research, 4-court budgets, pricing, and utilization.
Pressure washing startup $2K–$10K (or $1,500 starter rig) — equipment, pricing, first customers, and cash flow for 2026.
HRA Council: ALE ICHRA adoption up 34%, small employer up 52%, ~1M covered lives, $26,993 family premium strain — what 2026 means for defined contribution.
PP 20/2026 took effect April 22, 2026. The 0.5% final tax on turnover remains for true MSMEs but is now explicitly denied to freelancers — consultants, influencers, lawyers, architects, doctors, accountants — plus anti-fragmentation rules.
State Farm, Farmers, Liberty Mutual and others have paused or non-renewed 42,000+ California policies. Learn why catastrophe exposure and costs are driving exits and the 6-month notice and FAIR Plan fallback.
