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Payments

Manage payment processing, tracking, and reconciliation efficiently

The GENIUS Act Is Bringing Stablecoins to Everyday Business Payments: What It Means for Your Invoicing and Cash Flow

The GENIUS Act of July 2025 created the first federal licensing regime for dollar-backed payment stablecoins, with full rules expected by January 2027. Small businesses gain seconds-fast, low-fee settlement — but every stablecoin receipt is property income with basis tracking, and broker sales are now reported to the IRS on Form 1099-DA.

ATM Vault Cash and Surcharge Bookkeeping: The Reconciliation Guide Every Independent Operator Needs

Vault cash is a balance-sheet asset, not revenue — an ATM dispensing $12,000 a month may earn only a few hundred dollars in surcharge and interchange. This guide shows independent ATM operators the journal entries, the weekly three-way match between e-journal, processor settlement and physical count, the full per-machine cost stack, and why cash loads are never deductions.