#loans
Track and manage business loans, interest, and repayment schedules
Loan principal is the original amount borrowed—distinct from interest, which is a deductible expense. This guide covers how amortization front-loads interest charges, how to correctly split principal and interest in your books, and four proven strategies to pay down debt faster while avoiding prepayment penalties.
A practical guide to micro loans for small businesses — covering the SBA Microloan Program (up to $50,000, average $13,000 at 8–13% interest), CDFIs, Kiva, and five qualification steps for entrepreneurs who can't access traditional bank financing.
Black-owned businesses face 39% loan denial rates vs. 18% for white-owned. Compare SBA 7(a), CDFIs, MBDA, and more to find funding that fits your business.
Merchant cash advances can fund your business in 24 hours—but at effective APRs often exceeding 100%. Learn how factor rates work, how to calculate your true cost, when MCAs make sense, and what cheaper alternatives to consider first.
A step-by-step guide to securing a business loan—covering SBA loans, bank terms, online lenders, credit score requirements, and the most common application mistakes small business owners make.
APR bundles a loan's interest rate and all lender fees into a single number, revealing the true cost of borrowing. Learn how to calculate APR, compare competing loan offers, and spot red flags in merchant cash advances and short-term financing.
Navigating the world of small business loans can be challenging. This comprehensive guide outlines the various types of financing available in 2026, what lenders seek in applicants, and strategies to enhance your chances of securing funding.
Navigating the choice between the 8-week and 24-week covered periods for PPP loan forgiveness can significantly impact your business's financial health. This guide provides essential insights to help you make an informed decision.
Navigate the complexities of Economic Injury Disaster Loans (EIDL) with this comprehensive handbook. Learn about compliance, recordkeeping, and strategic financial planning to effectively manage your EIDL funds.
Una guia completa per a propietaris de petites empreses amb un préstec EIDL aprovat. Aprengui a utilitzar correctament els fons, a mantenir el compliment i a conservar una documentació precisa per maximitzar els beneficis del préstec per desastres.
Receiving a denial for your PPP loan forgiveness application can be disheartening. This guide outlines the common reasons for rejection, your rights to appeal, and actionable steps to take to navigate the situation effectively.
Navigate the SBA's Direct Forgiveness Portal with ease using this comprehensive guide, designed for small business owners seeking quick and efficient loan forgiveness.
