How to Reconcile Shopify Capital Loans Without Double-Counting Revenue
Shopify Capital proceeds are a liability, not revenue: book remittances against the loan, amortize the fee, and tie gross sales to your IRS Form 1099-K.
#loan-amortization
Loan Amortization
Understand loan amortization schedules and payment structures
Business Loan Prepayment Penalties: Why Paying Off Early Can Still Cost You Thousands
SBA 7(a) loans charge 5/3/1% only on 15-year-plus terms prepaid within 3 years, while 504 penalties run 10 years — run the breakeven before paying off early.
Understanding Loan Amortization: How to Calculate and Track Your Business Loan Payments
Learn how loan amortization works, how to calculate your monthly payments, read an amortization schedule, and choose the right loan structure for your small business. Includes current 2026 rates and practical examples.