#licenses
Track business licenses, renewals, and associated costs
Hot sauce is an FDA acidified food, so most states bar it from home kitchens. Budget $500-$1,000 for process review and training before your first bottle.
US private lending: business-purpose loans escape licensing and usury caps only if documented so, points count as interest, and IRS Section 166 rules bad debt.
A US contractor license bond protects the public and costs 1–3% a year; a bid bond protects one project owner and will never satisfy a state licensing board.
Louisiana's HB 953 dissolves the State Plumbing Board on January 1 — journeyman hours drop from 7,000 to 2,500 and the apprentice ratio rises to 1:3.
Backflow testers bill $70-$300 per assembly on a mandated annual retest cycle - track calibration, registrations and prepaid plans as their own ledger lines.
DC's 2026 Short-Term Rental Act would let renters host on Airbnb, but it isn't law yet. Budget a $99 license, $250K insurance, Schedule C and DC's D-30 tax.
EPA's RRP Rule fines uncertified firms up to $49,772 per violation per day — certify for $300, assign a Certified Renovator, keep records three years.
Portland raised its Business License Tax gross-receipts exemption from $50,000 to $75,000 for 2026 and $100,000 for 2027, the first update since 2007. Who qualifies, why exempt businesses must still register and file, and how to track revenue against the cliff.
Scotland's 2026 revaluation pushed almost 4,000 small firms off 100% Small Business Bonus Scheme relief while thresholds stayed frozen at £12,000. Here are the 2026-27 SBBS bands, the three transitional caps (15% general, 25% net for lost SBBS, 15% self-catering), and the short-term-let licence rules that void relief entirely.
A personal Spotify plan is not a public-performance license. Playing it for customers exposes a business to statutory damages of $750–$30,000 per song ($150,000 if willful), while blanket licenses from ASCAP, BMI, SESAC, and GMR run roughly $500–$2,000 a year and business music services cost $17–$60 a month per location. The Section 110(5) exemption covers only over-the-air radio and TV in establishments under 2,000 square feet (3,750 for food and drink), never streaming.
A security camera installer runs three businesses out of one bank account — installs, monitoring contracts, and truck stock. This guide covers job-costing installs as separate equipment and labor buckets, booking monitoring fees as deferred revenue, cycle-counting truck inventory, budgeting licensing and certifications, and the eight monthly KPIs that decide what the company is worth.
Seed is only sellable if the label behind it is compliant — the Federal Seed Act requires kind, variety, lot number, germination percentage and test date, allows no more than five calendar months between the germination test month and interstate shipment (24 months for hermetically sealed containers), and demands three years of lot records. Most states add a labeler permit and their own sell-by limits on top.
