The December 31 Filing Most Small Health Plans Forget: A Gag Clause Attestation Guide
Every U.S. group health plan owes a gag clause attestation in HIOS by December 31. Carriers file for insured plans; self-funded sponsors file themselves.
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Malaysia E-Invoicing in 2026: The RM3 Million Exemption, Phase 4, and the RM10,000 Rule SMEs Must Get Right
As of September 2026, Malaysia exempts businesses under RM3 million from e-invoicing; those above must issue individual e-invoices for sales over RM10,000.
Kicked Off Your Merchant Account? The MATCH List, Its Reason Codes, and the Three Paths Off
A MATCH listing follows a terminated merchant for five years and nobody has to tell you. Here are the reason codes, the high-risk cost, and three paths off.
Nacha's September 2026 ACH Rules: New IAT Definition and 9 A.M. Funds Availability
On September 18, 2026, Nacha makes standard ACH credits available by 9 a.m. with no receipt cutoff and rewrites the IAT definition in Section 8.55. What changes for cross-border payments, payroll timing, and the 2027–2028 follow-ons.
The SBA Wants to Rewrite Who Counts as "Small" — and You Have Until September 21 to Weigh In
SBA's proposed rule cuts 995 size standards to 338, raises some thresholds tenfold and makes ~114,000 more firms 'small'; comments close September 21, 2026.
Togo's Finance Law 2026: Certified B2B E-Invoicing Guide for Small Businesses
Togo's Finance Law 2026 mandates certified e-invoicing for B2B sales between VAT taxpayers, with data reported to the OTR; paper stays valid until go-live.
Your Audit Just Got a Color: What a Yellow Book (GAGAS) Audit Means for Nonprofits and Contractors
A Yellow Book (GAGAS) audit adds internal-control and compliance reporting to a financial audit — required for nonprofits spending $1M+ in federal awards.
Angola's E-Invoicing Mandate: The Simplified-Regime and Group C Guide
From September 21, 2026, every Angolan business in the General or Simplified VAT regime must invoice through AGT-certified software with real-time reporting. Thresholds, penalties, and a 10-step checklist.
Connecticut's New Employee Monitoring Notices: What You Need Posted by October 1, 2026
Public Act 26-73 takes effect October 1, 2026, requiring Connecticut employers to name specific monitored locations, post notices in each of them, and give new hires a plain-language statement. Penalties run $500 to $3,000.
What You Can Safely Say When Another Employer Calls for a Reference
Truthful, documented references are protected by truth, qualified privilege, and state immunity statutes. What to disclose, what to never say, and the two traps small businesses miss.
Hiring Holiday Seasonal Help: The Payroll Setup to Finish Before Your First Temp Clocks In
Seasonal hires carry the same payroll stack as full-timers — W-4, I-9, FICA from dollar one, 6% FUTA on the first $7,000, and a W-2 by January 31. Here is the setup, in order.
The HUBZone Program, Explained: How Your Address Can Win You Federal Contracts
HUBZone certification unlocks set-aside contracts, sole-source awards up to $5.5M, and a 10% price preference — if 35% of your staff live in a zone. Here are the four rules and the records examiners ask for.