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#bookkeeping

Bookkeeping

Modern bookkeeping techniques using plain-text and automated workflows

When Your Nonprofit's Crypto Staking Rewards Trigger UBIT: How Frequent Trading and the New Form 1099-DA Create Unrelated Business Income Exposure in 2026

Crypto staking rewards and frequent token trading can trigger unrelated business income tax for nonprofits. Learn the three-part UBIT test, when dominion and control makes rewards taxable, how Form 1099-DA and 1099-MISC report differently in 2026, and a bookkeeping checklist to track lots and file Form 990-T.

Revenue-Based Financing vs. Merchant Cash Advance: What You're Really Paying and How to Keep the Books Clean

A $50,000 advance at 1.30x costs $15,000 either way — but repaid over 20 months at 8% of revenue it annualizes near 18%, while the same fee via $400 daily debits over 7 months behaves like 80%+ APR. Learn how to convert factor rates to comparable APRs, when RBF vs. MCA fits, and the liability and processor-reconciliation entries that keep your books honest.

When Your Subsidy Check Follows Attendance, Not Enrollment: A Daycare Owner's Guide to the 2026 CCDF Flexibility Rule

HHS's May 12, 2026 final rule restoring CCDF flexibility rescinded four 2024 mandates — the 7% co-payment cap, grants-or-contracts set-aside, prospective payment, and enrollment-based billing — effective July 13, 2026. Learn what attendance-based reimbursement means for daycare cash flow, how the 85% and five-day absence thresholds work, and which bookkeeping habits keep subsidy revenue predictable.

Your $120 Used Phone Sale Just Got Cheaper — and Your $120 New One Just Got More Expensive: Making Sense of eBay's July 2026 Fee Reform

eBay's July 1, 2026 fee reform cuts final value fees to flat 5% for used and refurbished goods and raises new-goods fees to 7% for commercial sellers on selected marketplaces. Learn how the 5% vs 7% split changes reseller margins, why private sellers are unaffected, and how to reconcile gross 1099-K sales to net payouts without losing the fee deduction.

Florida's SB 606 Operations Charge Rule: What Restaurants Must Disclose on Menus, Bills, and Receipts Starting July 1, 2026

Florida SB 606 takes effect July 1, 2026 and redefines restaurant fee disclosure: every mandatory operations charge — service charges, auto-gratuities, delivery fees, and card surcharges — must be shown on menus, contracts, and ordering apps in compliant font, on the face of the bill, and as three separate receipt lines for tip, operations charge, and sales tax. Learn what counts as an operations charge, where to disclose, and how to book each line correctly.