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Accessibility

Accessibility features for inclusive financial tools

Service Animals vs. Emotional Support Animals: What a Small Business Can Ask, Refuse, and Must Allow Under the ADA

Under the ADA a service animal is a dog individually trained to perform a disability-related task; emotional support animals do not qualify. Businesses may ask only two questions, cannot demand papers, vests or fees, and may remove a dog only if it is out of control or not housebroken. Covers the staff script, the FDA Food Code kitchen line, why housing (HUD) and airlines (DOT) differ, the 35 state fake-service-animal laws, and how to track compliance costs.

ADA Title III Website and Mobile App Accessibility in 2026: A Practical WCAG 2.1 AA Compliance Guide for Small and Mid-Size Businesses

In 2025, plaintiffs filed 3,117 federal ADA Title III website accessibility lawsuits and an estimated 35,000–50,000 private demand letters reached U.S. businesses. This guide explains what WCAG 2.1 Level AA actually requires, why the Robles v. Domino's Pizza ruling and the DOJ's 2024 Title II rule made it the de facto standard, and how small and mid-size businesses can build a five-phase remediation roadmap and defensible paper trail before a demand letter arrives.

ABLE Accounts in 2026: How Section 529A Lets People With Disabilities Save $19,000 a Year Tax-Free Without Losing SSI or Medicaid

A 2026 guide to ABLE accounts under IRC Section 529A — the new age-46 eligibility cutoff that makes 6 million more Americans (including 1 million veterans) eligible, the $19,000 annual contribution cap, the $100,000 SSI shelter, the unlimited Medicaid shelter, qualified disability expenses, the ABLE to Work multiplier up to $34,650, and how to avoid Medicaid clawback at death.