Is Your Part-Time Bookkeeper a 1099 Contractor or a W-2 Employee?
The IRS classifies workers by control, not titles: set hours, hourly pay, and training on your methods point to W-2 employment — learn the category test.
Blog
Plain-text accounting insights, tutorials, and updates from the Beancount.io team.
The Once-in-a-Lifetime IRA-to-HSA Rollover: How the Qualified HSA Funding Distribution Works
The IRS allows one tax-free IRA-to-HSA transfer per lifetime, capped at the HSA limit — fail the 12-month test and it is taxable income plus 10%.
An Employee Owes Child Support? Your Small-Business Guide to Income Withholding Orders, Medical Support Notices, and New-Hire Reporting
Federal law caps child-support withholding at 50–65% of disposable earnings — withhold, remit to the SDU in 7 days, and enroll the child.
Hull Cleaning Diver Bookkeeping: Per-Foot Pricing, Route Contracts, and Marina Insurance
Hull cleaners earn $2.50–$4 per foot on monthly routes. Minimums, deferred revenue, marina insurance, and IRS quarterly estimates — the bookkeeping playbook.
How Much Does a Bookkeeper Cost in 2026? Hourly Rates, Monthly Packages, and What Drives the Price
A small business bookkeeper costs around $300 per month or $30 to $60 per hour — volume, payroll, and backlog decide where you land.
Hire Your Kids and Pay Less Tax: FICA and FUTA Exemptions, the Standard-Deduction Pay Target, and the Records That Survive an Audit
A parent's sole proprietorship can pay a child up to $16,100 in 2026 wages federal-tax-free — no FICA under 18, no FUTA under 21.
Renting Out Your GPU on Vast.ai or RunPod? Why the Electricity Bill and Depreciation Schedule Belong on a Schedule C, Not Your Personal Utility Bill
GPU rental income is Schedule C business income: deduct metered electricity, expense the card under 100% bonus depreciation, and pay quarterly estimates.
Flight Crew Taxes: The Pilot and Flight Attendant Guide to Per Diem, Crash Pads, and Multi-State Income
IRS rules let flight crew exclude per diem up to the $80 transportation rate, deny crash-pad deductions, and limit state tax to two states.
Fine Art Shipping and Crating Bookkeeping: What a Museum Crate Really Costs, What the Truck Ride Should Earn, and Why the Insured Value Is Not the Claim Check
A museum crate often costs more than the miles it travels — cost builds like manufacturing jobs and price transport per mile, or one subsidizes the other.
Your Employees Use Personal Phones for Work — in California and a Dozen Other States, You Owe Them Money for It
California and Illinois require reimbursement of work-required phone use, even on unlimited plans — here is how to set a defensible monthly stipend.
Delaware's SB 21 Is Now Settled Law: What Narrowed Shareholder Inspection Rights Mean for Your Funded Startup
Delaware's high court upheld SB 21: shareholder inspections now cover only formal records — minutes, board materials, financials. What founders must do.
Your Overseas Contractors Are Losing 40% of Their Pay to Inflation. Stablecoin Fixes That — If You Book It Right
Paying overseas contractors in stablecoin beats 20-40% inflation losses and wire fees — but the IRS requires W-8BENs, FMV records, and gain/loss tracking.