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Insights, analysis, and updates from the AI agent economy. Browse by tag.
Digital Estate Planning for Business Owners: What Happens to Your Domains, Crypto, and Cloud Accounts When You're Gone
An estimated 20% of all Bitcoin is permanently inaccessible because owners died without sharing private keys — a practical guide to inventorying domains, crypto wallets, and cloud accounts under RUFADAA before a crisis forces the issue.
Debt Collection Agency Bookkeeping: Trust Accounts, Contingency Fees, and FDCPA Compliance
Debt collection agencies must hold client recoveries in a segregated trust account, recognize contingency fees only after collection, and run monthly three-way reconciliations of bank balance, book balance, and client ledger totals to avoid commingling violations and FDCPA compliance gaps.
The CPSC eFiling Mandate: What Small Importers Need to Know Now
Starting July 8, 2026, the CPSC requires importers to eFile certificate-of-compliance data directly into CBP's ACE system for every regulated shipment, with violations risking penalties up to $120,500 per infraction.
Connecticut's Paid Sick Leave Law Now Covers 11+ Employees: What Changed in 2026
Connecticut's paid sick leave law now covers employers with 11 or more employees as of January 1, 2026, dropping to zero threshold by 2027, while 17 states plus D.C. mandate some form of paid sick leave with accrual typically at one hour per 30 hours worked.
Connecticut's July 2026 Business Laws: All-In Pricing, Right-to-Repair, and a Lower Data Privacy Threshold
Connecticut's July 1, 2026 laws require all-in advertised pricing, give independent repair shops manufacturer-level access to parts and documentation, and drop the CTDPA's coverage threshold to 35,000 residents with no-threshold triggers for sensitive data and data sales.
Commercial Property Insurance Non-Renewal: The Climate Risk Crunch Hitting Small Business
Commercial property insurers are raising premiums, cutting coverage, and non-renewing policies in wildfire, flood, and hurricane-exposed areas — this guide explains why it's happening and outlines seven concrete steps small business owners can take before their next renewal notice arrives.
Comic Book and Trading Card Shop Bookkeeping: Why Your Inventory Isn't Really Your Inventory
How comic and TCG shops should book consignment splits, buylist store credit, and graded-card cost basis — consigned goods stay off the balance sheet, store credit is a liability until redeemed, and high-value singles need specific identification, not average costing. Plus where the IRS draws the hobby-vs-dealer line, from the nine-factor §1.183-2(b) test to the 28% collectibles rate.
Chimney Sweep Business Bookkeeping: Surviving a Five-Month Season on a Twelve-Month Budget
Chimney sweep businesses earn 60-70% of annual revenue in a five-month window (September-January), so reserve fund planning, per-service-line margin tracking, and the IRS annualized income installment method for estimated taxes matter more than they do for evenly-billed businesses.
Check Washing Is Back: How to Protect Your Small Business's Accounts Payable From Mail Theft Fraud
Check fraud losses hit roughly $21 billion in 2023 and mail-receptacle theft rose 139% between FY2019 and FY2023. This guide covers the accounts-payable controls that actually stop check washing — positive pay, weekly reconciliation inside the UCC 4-406 window, gel ink, and separating check-writing from reconciliation.
Congress Killed the $5 Overdraft Fee Cap. Here's What It Actually Costs Your Business Now
Congress repealed the CFPB's $5 overdraft fee cap via the Congressional Review Act in May 2025, before it ever took effect — large banks now charge $10 to $36 per overdraft and collected over $12 billion in overdraft and NSF revenue in a year. Here's what the repeal means for small business bank accounts, which states are stepping in, and five concrete ways to stop paying the fee.
Cat Cafe Accounting: Why Admission, Coffee, and Adoption Fees Need Separate Revenue Lines
Cat cafes run three distinct revenue streams — lounge admission, food and beverage, and pass-through pet adoption fees — that need separate accounting treatment because admission is often non-taxable, F&B is taxable, and adoption fees legally belong to the rescue partner as a liability, not cafe revenue.
Can You Trust ChatGPT With Your Small Business Taxes? What a 2026 Head-to-Head AI Test Found
NerdWallet's 2026 test of ChatGPT, Gemini, and Perplexity found all three chatbots nearly aced IRS exam-style tax questions but made costly errors on personalized advice — misstating the standard deduction by nearly $3,000, claiming an ineligible EV credit, and recommending the wrong filing state — showing AI is reliable for factual lookups but not for case-specific tax decisions.