Be the Bank: A Beginner's Guide to Mortgage Note Investing
Mortgage note investing is buying a loan below its unpaid balance. Underwrite to foreclosure, cap ITV at 60–70%, and hire a licensed servicer.
Mike Thrift
Marketing Manager
Nigeria E-Invoicing for Medium Taxpayers: A Guide to the NRS Merchant-Buyer System
Nigerian firms with ₦1–5 billion turnover must clear B2B invoices on the NRS MBS platform since July 1, 2026; enforcement and penalties begin in Q1 2027.
NIO Q2 2026 Earnings: A RMB 26M Non-GAAP Profit Inside a RMB 528M GAAP Loss
NIO's Q2 2026 revenue rose 69% to RMB 32.1B and vehicle margin hit 18.5%, yet a RMB 528M GAAP loss sits beneath a RMB 26M non-GAAP profit. Here's why.
Bingo, Raffles, and Pull-Tabs: When Nonprofit Gaming Owes UBIT
Nonprofit raffle and pull-tab income is taxable UBI unless the IRS bingo or 85% volunteer-labor exception applies — plus W-2G and Schedule G rules.
Nubank Q2 2026 Earnings: The First $1B Quarter, 139M Customers and a 22.9% Net Interest Margin
Nubank earned $1.06B in Q2 2026, its first $1B quarter: 138.9M customers at a $1 monthly cost to serve, a 22.9% NIM and $6.59B of loss allowances.
Paychex Q1 FY2027 Earnings: 38% Margin, $4.35B Client Float
Paychex Q1 FY2027 revenue rose 6% to $1.63B and operating margin hit 38.0%, while $4.35B of client payroll funds earned $49.8M of interest.
PDD Holdings Q2 2026 Earnings: Revenue +8%, Profit −12%, RMB 128.5B Merchant Float
PDD's Q2 2026 revenue rose 8% to RMB 112.4B but net income fell 12% on a RMB 7.4B other loss, while RMB 128.5B owed to merchants funds its cash pile.
Pricing a 3D-Printed Product: Build a Bill of Materials So Your COGS Isn't a Filament Guess
Filament is usually the smallest of six print cost lines. Build a per-SKU bill of materials, then price from true COGS.
Radon Mitigation Contractor Bookkeeping: Warranty Reserves, Retest Rules, and Job Costing That Survives an Audit
A radon contractor's pCi/L guarantee is a warranty liability — accrue it per install, split testing from mitigation revenue, and amortize licenses monthly.
Rocket Lab Q2 2026 Earnings: Record $234M Revenue, a $2.36B Backlog and $1.9B of New Equity
Rocket Lab's Q2 2026 revenue rose 62% to $234.1M and its net loss narrowed to $49.3M, but $1.87B of new paid-in capital in six months funded the growth.
Seychelles' Tax Amnesty: How Freelancers and Side-Hustlers Can Come Clean Without Penalties
Seychelles' 2026 Voluntary Disclosure Programme waives penalties and prosecution for unpaid tax, but not interest — and eligibility ends once SRC audits you.
SpaceX Q2 2026 Earnings: Starlink Nearly Pays for the AI Bet, While $18.4B of Capex Outruns Revenue 2.4 to 1
SpaceX's Q2 revenue rose 92% to $7.81B and Starlink's $1.66B operating profit nearly covered AI losses, but $18.4B of capex ran 2.4x revenue.