Your Ocean Carrier Owes You $500 Per Package — Even When It's Their Fault
COGSA caps ocean carrier payouts at $500 per package even when the carrier is at fault — only cargo insurance covers the gap.
Mike Thrift
Marketing Manager
Connecticut's October 1, 2026 Employer To-Do List: 7 Workplace Law Changes in Effect Now
Since Oct. 1, 2026, Connecticut employers of every size must post pay ranges, drop stay-or-pay clauses and name monitoring locations — a 7-item checklist.
Don't Buy That Mutual Fund in December — the IRS Will Tax Gains You Never Earned
Buying a mutual fund before its December record date hands you IRS tax on a full year of gains you never earned — wait until after the ex-dividend date.
Florida's Closing-Cost Sticker Shock: The $0.70 Doc Stamp Tax and $0.20 Intangible Tax, Explained
Florida taxes deeds at $0.70 per $100 and mortgages at $0.35 plus $0.20 per $100 — $5,700 on a $500K purchase with a $400K loan, before title fees.
Ghost Assets Are Inflating Your Balance Sheet: How to Find and Remove Them
Ghost assets — equipment on your books but long gone — run 10-30% of fixed asset registers; a yearly physical count plus disposal entries clears them.
Living on a Fellowship or Research Stipend? What the IRS Taxes, What It Doesn't, and How to Report It With No W-2
Fellowship stipends spent on living expenses are taxable under Section 117 — report them on Schedule 1, line 8r and pay quarterly estimates.
Heirs Property: How Dying Without a Will Puts Your Family Land at Risk of a Forced Sale
Any co-owner of US heirs property can force a sale of the whole parcel. How partition sales work, what the Uniform Act changed, and how USDA loans help.
Got a Math Error Notice? The IRS Already Changed Your Return — You Have 60 Days to Push Back
A math error notice means the IRS already assessed the tax — request an abatement within 60 days or lose prepayment Tax Court rights.
Lost Your EIN Confirmation? CP575 vs. Letter 147C and How to Get Proof Fast
The IRS never reprints the CP575 — request a 147C at 1-800-829-4933 or download the digital CP575 from your Business Tax Account.
Micron FY2026 Q4 Earnings: An $85B Year, With Cash to Match
Micron's FY2026 revenue rose 256% to $133.2B and net income hit $85.0B; $62.3B of adjusted free cash flow backs it, but $12.7B of deposits carry obligations.
Nike FY2027 Q1 Earnings: Better Margins, a Weaker Sales Outlook
Nike's FY2027 Q1 gross margin rose 60 bps to 42.8% as revenue fell 4% to $11.2B and China sank 22%. Trace the $712M profit in a public ledger.
NYC's Click-to-Cancel Rule Is Now in Effect: What Subscription Sellers Must Do to Comply
NYC's click-to-cancel rule is live: online cancellation is mandatory, renewals need 15-to-45-day notice, and fines run $525 to $3,500 per violation.