Mike Thrift
Marketing Manager
App Store External Purchase Links: The 2026 Accounting Guide for iOS Developers
US iOS developers can currently run external purchase links at 0% Apple commission while courts settle a replacement rate. This guide covers the bookkeeping fallout — the merchant-of-record shift, sales tax nexus, reconciling two 1099s, and Apple's 15-day transaction reporting rule.
Audited by an Algorithm: What the IRS's New AI Governance Policy Means for Your Small Business
The IRS's February 2026 policy, IRM 10.24.1, formalizes how AI models — now running 126 active projects across six annual cycles — flag small business and self-employed returns for audit, requiring mandatory human review before any AI referral becomes an examination.
Bill.com vs. Melio vs. Ramp: Which AP Tool Fits Your Business?
A side-by-side comparison of Bill.com, Melio, and Ramp for accounts-payable automation — pricing, ERP integrations, AI invoice coding, and which tool fits businesses by invoice volume and approval complexity.
Billboard Ground Leases: A Landowner's Guide to Rent, Escalators, and Taxes
Billboard ground leases pay landowners 15-20% of a sign's ad revenue (or flat rent) over 10-20 year terms. How rent is priced, why 2-5% escalator clauses matter, when the income belongs on Schedule E instead of Schedule C, and how lump-sum buyout offers get taxed.
Bootstrapped SaaS Valuation Multiples in 2026: What Indie Founders Actually Get on Acquire.com
2026 data from 600+ Acquire.com listings shows bootstrapped SaaS selling at roughly 2.6x TTM revenue and 10.7x profit — a 30–50% discount to public comps. Here's how NRR, CAC payback, customer concentration, and reconciled books move your multiple, and the diligence documents buyers actually request.
Brazil's MEI Revenue Ceiling: The Frozen R$81,000 Cap and the 2026 Push to Raise It
Brazil's MEI revenue cap of R$81,000 a year has been frozen since 2018. A bill sent to Congress in June 2026 would raise it to R$110,000 in 2027 and R$140,000 in 2028, and let microentrepreneurs hire two employees instead of one — a case study in how frozen tax thresholds quietly penalize small business growth.
Business Valuation in Divorce: How Much Is a Spouse's Company Worth?
Business valuation in divorce hinges on separating enterprise goodwill from personal goodwill and active from passive appreciation, using ASA/ABV/CVA-credentialed methods like income, market, and asset approaches.
Carta vs. Pulley vs. Ledgy: How Startup Founders Should Choose Cap Table Management Software in 2026
Carta, Pulley, and Ledgy are the three leading cap table platforms in 2026, differing mainly on annual pricing ($1,200–$20,000+), US-only vs. multi-jurisdiction equity compliance, and 409A valuation turnaround time.
The DOL Wants to Rewrite Independent Contractor Rules Again: A 2026 Rule-Change Guide for Businesses That Hire Freelancers
The DOL's February 2026 proposed rule would rescind the 2024 six-factor independent contractor test and replace it with a two-core-factor economic reality test resembling the 2021 rule — here's what changes, what stays the same, and what businesses that hire freelancers should document now.
Executor Accounting: What Fiduciary Duty Requires You to Show Beneficiaries
An executor is a fiduciary, which means beneficiaries have a legal right to a formal accounting of every dollar that moved through an estate — and failing to produce one can trigger removal or personal liability, regardless of whether any money was actually mishandled.
Florida's New Protected Series LLC Law: One Master LLC or Five Separate Ones?
Florida's Uniform Protected Series Provisions (SB 316) took effect July 1, 2026, letting one LLC split into multiple liability-shielded "protected series" — a cost and bookkeeping comparison against forming a separate standalone LLC per property.
Private Equity Roll-Ups in HVAC and Plumbing: What Your Business Is Actually Worth
Small HVAC and plumbing shops sell for 2.0x–3.5x SDE while assembled PE platforms exit at 17x–20x EBITDA — that multiple arbitrage powers the roll-up wave. Here's what determines your number, why $200K of rejected add-backs can cost $1.3M at closing, and how clean books protect your price.