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Overview

The Travelers Companies, Inc. Financial Statements FY2021-FY2026Q3

Travelers Companies' income statement and balance sheet, FY2021 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 10-Q filings and version-controlled in… Ledger notes

Financial position

Net worth and the accounts that make it up

Net Worth
Assets plus liabilities over the last 12 months
28,995 MUSD
Accounts
Asset and liability balances at September 30, 2026

Money movement

Monthly income and spending by account category

September 2026
Money in
September 2026
+12,412 MUSD
Top sources
Average of up to 3 preceding periods
—
View all
Money out
September 2026
-10,495 MUSD
Top spending
Average of up to 3 preceding periods
—
View all

Recent activity

Posting-aware activity from the journal

Transactions
Newest transactions matching the current dashboard filters

Income vs Expenses

Income vs Expenses
Bar chart comparing total income and expenses for each interval in the selected period.
Period data
PeriodIncomeExpensesNet Profit
2026-09-3012,412 MUSD10,495 MUSD1,917 MUSD

Balance Sheet

Assets Distribution
Visual representation of The Travelers Companies, Inc. Financial Statements FY2021-FY2026Q3 assets composition
Breakdown
AccountAmountShare of total
Assets:NonCurrent:ReinsuranceRecoverables9,566 MUSD6.73%
Assets:NonCurrent:Other10,740 MUSD7.56%
Assets:NonCurrent:LongTermInvestments5,015 MUSD3.53%
Assets:NonCurrent:Goodwill4,060 MUSD2.86%
Assets:NonCurrent:FixedMaturities89,372 MUSD62.9%
Assets:Current:ShortTermInvestments5,561 MUSD3.91%
Assets:Current:AccountsReceivable16,043 MUSD11.29%
Other1,732 MUSD1.22%
Liabilities Distribution
Visual representation of The Travelers Companies, Inc. Financial Statements FY2021-FY2026Q3 liabilities composition
Breakdown
AccountAmountShare of total
Liabilities:NonCurrent:Other7,744 MUSD6.85%
Liabilities:NonCurrent:LongTermDebt9,813 MUSD8.68%
Liabilities:NonCurrent:InsuranceReserves68,130 MUSD60.24%
Liabilities:Current:DeferredRevenue23,525 MUSD20.8%
Liabilities:Current:AccountsPayable3,882 MUSD3.43%

Cash Flow

Cash Flow
Money flow from income sources to expenses and investments

Loading account roles…

README.md

The Travelers Companies, Inc. (TRV) Financial Statements in Beancount — Open Ledger

Travelers Companies' income statement and balance sheet, FY2021 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 10-Q filings and version-controlled in git. Part of the Open Ledger project on beancount.io.

Browse it live: beancount.io/ledger/open_ledger/travelers

Latest analysis: Travelers Q3 2026: The $9.18 Beat Built on Reserves, Rates, and a $50B Buyback Machine

Key Figures

PeriodPeriod endRevenueNet income
FY20212021-12-3134,8163,662
FY20222022-12-3136,8842,842
FY20232023-12-3141,3642,991
FY20242024-12-3146,4234,999
FY20252025-12-3148,8286,288
FY2026Q32026-09-3012,4121,917

Amounts in MUSD (millions of US dollars), exactly as the ledger records them.

What's Inside

Fiscal years end December 31. All figures sourced from The Travelers Companies, Inc. 10-K / 10-Q filings (SEC CIK 0000086312; NYSE: TRV). The filing presents an unclassified balance sheet; Current / NonCurrent here are the house hierarchy. As a property-casualty insurer, Travelers' balance sheet is dominated by its fixed-maturity investment portfolio on the asset side and by loss reserves plus unearned premiums on the liability side. FY2025 carries the Canadian businesses agreed for sale to Definity as held-for-sale; the sale closed in January 2026, so the pair is zero every other period.

Quick Start

bash
uvx --from beancount bean-check main.bean
uvx --from beanquery bean-query main.bean \
  "SELECT year, sum(position) WHERE account ~ '^Income:Revenue' GROUP BY year ORDER BY year"

Zero output from bean-check means the ledger is internally consistent: every
income statement sums to zero and every balance-sheet snapshot reconciles to
the filed totals. The query prints revenue by calendar year; income is a
credit, so it shows as a negative number. Open main.bean in Fava
or import it into beancount.io to explore it visually.

Methodology

  • Balance sheet — pad / balance directives assert each period-end
    figure against the filing named in that period file's source banner.
  • Income statement — one zero-sum transaction per period: Income
    negative (credit), Expenses positive (debit), with the arithmetic check in
    a comment directly above it.
  • Unit — MUSD; 12,412 MUSD means 12,412 million US dollars.
  • Additional accounts — Assets:Current:HeldForSale,
    Assets:NonCurrent:FixedMaturities, Assets:NonCurrent:Investments,
    Assets:NonCurrent:LongTermInvestments,
    Assets:NonCurrent:ReinsuranceRecoverables,
    Liabilities:Current:HeldForSale, Liabilities:NonCurrent:InsuranceReserves,
    Equity:TreasuryShares, Expenses:PolicyAcquisitionCosts,
    Expenses:Interest, opened beyond the standard chart (see each account's
    open line in main.bean).
  • Insurer mapping — InsuranceReserves holds the claims and claim adjustment
    expense reserves; DeferredRevenue holds the unearned premium reserves;
    ReinsuranceRecoverables holds reinsurance recoverables plus ceded unearned
    premiums; PolicyAcquisitionCosts holds the amortization of deferred
    acquisition costs; TreasuryShares holds treasury stock at cost as a
    contra-equity debit. The filing's single Debt caption sits whole on
    LongTermDebt, and its Common stock caption (no separate APIC) on
    CommonStockAndAPIC.

Analysis

Corrections

Found a figure that does not match the filing? Email
[email protected] with the period, the account
and the filing page. Corrections are committed with the source cited.

About Open Ledger

Open Ledger is a growing library of public-company financial statements
published as plain-text accounting at
beancount.io/ledger — git-versioned, diffable
across companies, and auditable against primary filings. Read the analysis
behind the numbers on the beancount.io blog.

Disclaimer

This ledger is an independent reconstruction of The Travelers Companies, Inc.'s publicly filed
financial statements, provided for educational and informational purposes
only. It is not investment, financial, legal, tax, or accounting advice, and
is not an offer or recommendation to buy or sell any security. Beancount.io is
not affiliated with, endorsed by, or sponsored by The Travelers Companies, Inc.; all trademarks
belong to their respective owners. Figures may contain errors, omissions, or
simplifications and may lag the latest filings — the company's own regulatory
filings are the authoritative source. Provided "as is" without warranty of any
kind; use at your own risk.