#transparency
Transparency
Financial transparency practices for trust and accountability
The FTC's 2026 Franchise Fee Disclosure Enforcement: What Franchisees and Franchisors Must Know
The FTC's 2026 enforcement mandate requires all franchise fees disclosed upfront in the FDD. Learn what changed, how it protects franchisees, and what compliance steps franchisors must take.
PBM Reform 2026: What Rebate Pass-Through Means for Small Employer Health Plans
Congress's February 2026 PBM reform mandates 100% rebate pass-through, bans spread pricing, and requires transparency reporting by August 2028. In West Virginia, an early rebate pass-through approach cut average 2026 group plan rate increases to 12.6% versus 19.5% under the old system. Here's what small employers should do before the 2029 enforcement date.
Wagepoint's WagePro+ Partner Tiers: What Payroll Referral Incentives Mean for Your Small Business
Wagepoint's WagePro+ program (July 2026) gives accounting firms up to 20% discounts, matched co-marketing funds, and automatic tier upgrades from 1 to 500 payroll clients — here's how those incentives can shape the payroll recommendation you get, and five questions to ask your bookkeeper before signing up.
The 7(a) Program Risk Oversight Act: What SBA Lender Transparency Means for Borrowers
The 7(a) Program Risk Oversight Act would require the SBA to publish loan performance data by loan size, seasoning, borrower age, and lender type — and post it publicly within seven days of reporting to Congress. Here's what lender-level risk data means for the 70,000+ businesses borrowing $31 billion a year through the program, and how to keep your records audit-ready.
Connecticut's July 2026 Business Laws: All-In Pricing, Right-to-Repair, and a Lower Data Privacy Threshold
Connecticut's July 1, 2026 laws require all-in advertised pricing, give independent repair shops manufacturer-level access to parts and documentation, and drop the CTDPA's coverage threshold to 35,000 residents with no-threshold triggers for sensitive data and data sales.
FDD Item 19 Explained: Why 40% of Franchisors Skip Earnings Claims
About 40% of franchisors disclose no Item 19 earnings data in their FDD, and any verbal revenue claim outside that section is not legally enforceable — here's how to read what's disclosed and what to do when it isn't.
California SB 53 Compliance: A Practical Guide to the Transparency in Frontier AI Act
California's SB 53 (Transparency in Frontier AI Act) took operative effect on January 1, 2026, requiring foundation model developers training above 10^26 FLOPs to publish safety frameworks, report critical incidents to Cal OES within 15 days (24 hours for imminent threats), maintain anonymous whistleblower channels, and face civil penalties up to $1 million per violation enforced by the California Attorney General.
Corporate Transparency Act in 2026: FinCEN BOI Filing Rules After the Domestic Exemption
FinCEN's March 2025 interim final rule narrowed the Corporate Transparency Act so U.S.-formed entities no longer file BOI reports, but foreign-formed entities registered in U.S. states still must file within 30 days, and New York's LLC Transparency Act took effect January 1, 2026 for foreign LLCs authorized to do business there.
The Corporate Transparency Act: A Complete Guide for Small Business Owners
The Corporate Transparency Act's beneficial ownership reporting requirements were largely suspended for U.S. domestic companies after March 2025, but state laws like New York's LLC Transparency Act are filling the gap. Here's what small business owners need to know heading into 2026.
Beancount Mobile: Our Commitment to Open Source and Privacy
Beancount.io proudly announces the open-sourcing of Beancount mobile, reinforcing our dedication to privacy and transparency while providing users with enhanced choices and solutions.