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SBA
SBA loan programs, applications, and small business resources
EIDL Loan Recordkeeping Requirements: What Small Businesses Must Know
EIDL borrowers must maintain records for decades—five years current plus three years after final payoff. This guide covers which documents to keep, SBA audit powers, approved fund uses, and how to build an audit-ready bookkeeping system.
How to Prepare for a Business Loan Application: A Complete Guide
Nearly 80% of small business loan applications are rejected on first submission — not because the business is weak, but because the owner wasn't prepared. This guide covers the Five Cs of Credit, DSCR calculation, required documentation, loan type selection, and the common mistakes that sink applications before they start.
How to Get a Business Loan: A Step-by-Step Guide for 2026
Only 41% of small business applicants receive all the funding they seek. This step-by-step guide covers loan types, lender requirements, approval rates by institution type, required documentation, and concrete steps to improve your eligibility before applying.
Best Small Business Loans: A Complete Guide for 2026
A practical breakdown of 7 small business loan types—SBA 7(a), 504, term loans, lines of credit, equipment financing, invoice factoring, and MCAs—with current rate ranges, qualification thresholds, and a 5-step framework for matching the right loan to your specific need.
Micro Loans for Small Business: The Complete Guide to Getting Started
A practical guide to micro loans for small businesses — covering the SBA Microloan Program (up to $50,000, average $13,000 at 8–13% interest), CDFIs, Kiva, and five qualification steps for entrepreneurs who can't access traditional bank financing.
Minority Business Loans: The Complete Guide to Funding Your Business
Black-owned businesses face a 39% loan denial rate versus 18% for white-owned firms. This guide covers every major minority business loan program—SBA 7(a), Community Advantage, CDFIs, MBDA, and more—plus eligibility requirements and strategies to improve your approval odds.
How to Get a Business Loan: A Complete Guide for Small Business Owners
A step-by-step guide to securing a business loan—covering SBA loans, bank terms, online lenders, credit score requirements, and the most common application mistakes small business owners make.
SBA Loans: The Complete Guide to Government-Backed Small Business Funding
Unlock the potential of your small business with government-backed SBA loans. Learn how these loans work, their benefits, and why they could be the key to your business growth.
SBA PPP Direct Forgiveness Portal: Complete Step-by-Step Guide
Navigate the SBA's Direct Forgiveness Portal with ease using this comprehensive guide, designed for small business owners seeking quick and efficient loan forgiveness.
When You Can't Pay Your SBA Loan: Understanding Payment Relief and Deferment Options
Learn about the options available for small business owners struggling to make SBA loan payments, including payment deferment and relief programs that can provide crucial financial support during tough times.
California Disaster Financial Relief: A Complete Guide for Small Business Owners
Learn about the essential financial relief options available for small business owners in California facing disasters. This guide outlines the application processes and proactive measures to ensure your business can survive and thrive after unexpected events.
Guide to SBA Disaster Loans: How to Access Emergency Funding for Your Business
Small business owners can find essential support during crises through the SBA's Economic Injury Disaster Loan program. This guide outlines eligibility, application processes, and responsible fund management.