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#bookkeeping

Bookkeeping

Modern bookkeeping techniques using plain-text and automated workflows

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Medical Billing Company Bookkeeping: Why the Money in Your Bank Account Isn't Your Revenue
·mike

Medical Billing Company Bookkeeping: Why the Money in Your Bank Account Isn't Your Revenue

Medical billing companies are agents under ASC 606: revenue is the 4–8% fee on collections, not the gross payments passing through. How to book pass-through cash as a liability, build a chart of accounts around fee income, and track clean-claim rate, denial rate, and days in A/R as leading indicators.

bookkeeping
healthcare
revenue-recognition
Bookkeeping for Medical Billing Services: How Claim Denials Hit Your Own Cash Flow
·mike

Bookkeeping for Medical Billing Services: How Claim Denials Hit Your Own Cash Flow

Initial claim denial rates reached 11.8% in 2026, and billing services paid 4–10% of collections absorb every denial in their own books. A practical guide to recognizing fee revenue when claims actually pay, tracking denial rework as a separate cost, segregating client trust funds, and building a chart of accounts for a contingent-fee business.

healthcare
bookkeeping
small-business
How Merchant Category Codes Control Your Business Credit Card Rewards — and Your 1099-K
·mike

How Merchant Category Codes Control Your Business Credit Card Rewards — and Your 1099-K

A Merchant Category Code (MCC) is a four-digit classification assigned to merchants by payment processors. It decides whether a business credit card's bonus categories trigger, shapes a merchant's interchange fees, and appears in Box 2 of IRS Form 1099-K — which returns to a $20,000 and 200-transaction threshold for tax years 2025 and beyond.

payments
credit
rewards
NCUA Preempts State Interchange-Fee Laws: What the Credit Union Rule Means for Your Business
·mike

NCUA Preempts State Interchange-Fee Laws: What the Credit Union Rule Means for Your Business

On June 30, 2026, the NCUA issued an interim final rule declaring that federal law preempts state laws — like Illinois's Interchange Fee Prohibition Act — that bar interchange fees on the sales-tax and tip portions of card transactions for federal credit unions. Here is what the rule says, why the litigation is far from over, and how small businesses should track card-processing costs while the rules stay unsettled.

payments
banking
small-business
New Hampshire's HB 1433 Child Care Tax Credit: What Employers Can Claim Against BPT and BET
·mike

New Hampshire's HB 1433 Child Care Tax Credit: What Employers Can Claim Against BPT and BET

New Hampshire's HB 1433, signed July 9, 2026, creates a Child Day Care Creation Tax Credit worth 50% of qualifying costs against the Business Profits Tax and Business Enterprise Tax, capped at $5 million statewide with a four-year carryforward. Here is who qualifies under the 12-slot rule, how it differs from HB 1634, and what to track before 2028 filings.

tax-credits
tax-planning
small-business
New Jersey Legalizes Human Composting: Bookkeeping for a Natural Organic Reduction Facility
·mike

New Jersey Legalizes Human Composting: Bookkeeping for a Natural Organic Reduction Facility

New Jersey's natural organic reduction law takes effect July 1, 2026, making it the 14th state to legalize human composting. The 45-day reduction cycle forces deferred-revenue treatment under ASC 606, unclaimed soil becomes a tracked inventory line, and NOR vessels need their own depreciation class — here's how funeral homes should set up the books.

bookkeeping
small-business
compliance
Newsletter Sponsorship Revenue Recognition: Why a Verified CPC Payout Isn't Booked the Day the Ad Runs
·mike

Newsletter Sponsorship Revenue Recognition: Why a Verified CPC Payout Isn't Booked the Day the Ad Runs

Newsletter CPC ad networks like beehiiv verify clicks roughly 96 hours after send and pay out on the 20th of the following month — three different dates that create a real accrual-accounting gap most solo publishers book incorrectly.

revenue-recognition
accrual-accounting
bookkeeping
NFIB Optimism Hits 97.4 as Inflation Reclaims the Top Worry: A Small-Business Pricing Guide for Mid-2026
·mike

NFIB Optimism Hits 97.4 as Inflation Reclaims the Top Worry: A Small-Business Pricing Guide for Mid-2026

The June 2026 NFIB Small Business Optimism Index rose 2.1 points to 97.4 — a four-month high — while 21% of owners named inflation their top problem and 38% raised prices, the most since January 2023. Here's how to turn those numbers into a data-driven pricing decision.

small-business
inflation
economy
Outdoor Power Equipment Dealer Bookkeeping: Floor-Plan Financing, Curtailment, and Manufacturer Rebates
·mike

Outdoor Power Equipment Dealer Bookkeeping: Floor-Plan Financing, Curtailment, and Manufacturer Rebates

How outdoor power equipment dealers should book floor-plan financing, curtailment payments, and manufacturer rebates — track lender liens by serial number, treat rebates as inventory cost reductions rather than income, and break out floor-plan interest to claim the uncapped IRC §163(j) deduction.

bookkeeping
small-business
inventory
Portable Restroom Rental Bookkeeping: Why the Same Fleet Makes Money Two Completely Different Ways
·mike

Portable Restroom Rental Bookkeeping: Why the Same Fleet Makes Money Two Completely Different Ways

How portable restroom rental companies should account for one fleet serving two revenue models — monthly construction contracts ($100–$300/unit) recognized ratably under ASC 606 versus lump-sum event rentals with deferred deposits — plus 2026 Section 179 expensing up to $2,560,000, 100% bonus depreciation, per-stop route costing, and seasonal cash flow budgeting.

bookkeeping
small-business
revenue-recognition
Pottery Studio Bookkeeping: How to Cost Kiln Firings, Glaze, and Clay for True COGS
·mike

Pottery Studio Bookkeeping: How to Cost Kiln Firings, Glaze, and Clay for True COGS

A ceramics studio's true cost per piece includes two kiln firings, labor, 12–15% clay shrinkage, and a 5–15% failure allowance — not just $1 of clay. Here's the six-line COGS breakdown, per-firing kiln allocation, and the deferred-revenue treatment for classes and memberships.

bookkeeping
small-business
cost-of-goods-sold
Your Bookkeeping Firm Just Got Sold. Again. Here's What That Means for You
·mike

Your Bookkeeping Firm Just Got Sold. Again. Here's What That Means for You

Prosperity Partners' July 2026 sale to Lightyear Capital is the third major accounting firm to flip private equity owners in 18 months, and over 1,000 firms worldwide have taken PE money. Here is what an ownership change means for outsourced bookkeeping clients — staff turnover, pricing resets, data migration — and how a portable plain-text ledger keeps your books out of the churn.

bookkeeping
outsourcing
mergers-and-acquisitions
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