Adyen N.V. Financial Statements FY2020-FY2026H1

Adyen N.V. (ADYEN) Financial Statements in Beancount — Open Ledger

Adyen's income statement and balance sheet, FY2025 through FY2026H1, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own annual and interim reports (ESEF/iXBRL) filings and version-controlled in git. Part of the Open Ledger project on beancount.io.

Browse it live: beancount.io/ledger/open_ledger/adyen

Latest analysis: Adyen H1 2026 Financial Report: €803.8B Processed Volume, Take Rate Drops to 16.2 bps, Testing 20 Years of Pricing Discipline

Key Figures

Amounts in MEUR (millions of euros), scaled from the EUR amounts the ledger records.

What's Inside

The two period files hold FY2025 and the first half of 2026. The five earlier
years, FY2020 through FY2024, have no file of their own: main.bean itself
carries one balance-sheet transaction and one income-statement transaction for
each, generated from the ESEF/iXBRL annual-report packages on
Adyen's investor relations site. The
coverage range in the first paragraph counts period files only.

Adyen's fiscal year ends December 31 and it reports twice a year: interim
statements for the first half and an annual report for the full year. It is
listed on Euronext Amsterdam and is not an SEC registrant, so it has no CIK.
The ledger posts full euros (EUR) — Adyen reports in EUR thousands, so
10,797,401 thousand is written 10,797,401,000.00 EUR — while the Key Figures
table is in millions of euros and its revenue column is net revenue
(Income:NetRevenue).

Quick Start

make install   # uv sync: beancount, fava and the iXBRL parsing dependencies
make check     # uv run bean-check main.bean
make serve     # uv run fava main.bean — Fava web UI at http://127.0.0.1:5000

# or, with no virtualenv:
uvx --from beancount bean-check main.bean
uvx --from beanquery bean-query main.bean \
  "SELECT year, sum(position) WHERE account ~ '^Income:NetRevenue' GROUP BY year ORDER BY year"

Zero output from make check (or bean-check) means every transaction sums to
zero and every balance assertion in the FY2025 and FY2026H1 files holds
against the figures those reports state. The query prints Income:NetRevenue
by calendar year; income is a credit, so it shows as a negative number, and the
2026 row is the first half only. Read the Methodology note on that account
before comparing years. The Makefile also has a convert target; it needs
the converter package described in CLAUDE.md, which is not in this
repository.

Methodology

• FY2020–FY2024, in main.bean — generated by a converter from Adyen's
  ESEF/iXBRL annual-report packages: download the package, parse the tagged
  facts (concept, value, date, currency), map each IFRS taxonomy concept to a
  Beancount account, emit the transactions. CLAUDE.md documents the account
  hierarchy and the mapping; the converter's source is not in this repository,
  so those five years cannot be regenerated from a fresh clone. Each year is
  two transactions: a balance sheet balanced through Equity:OpeningBalances
  and an income statement balanced through Equity:RetainedEarnings. The
  income-statement transaction posts every tagged fact, subtotals included
  (Income:GrossProfit, Income:OperatingIncome, Income:ProfitBeforeTax),
  so read the individual accounts rather than summing Income:* for those
  years.
• FY2025 and FY2026H1, in the period files — written from the Annual
  Report 2025 and the H1 2026 interim statements. pad / balance directives
  assert each balance-sheet line at the period end (pad source
  Equity:Adjustments), and one zero-sum income-statement transaction per
  period carries its arithmetic check in a comment directly above it.
• Income:NetRevenue is not one continuous series — in the generated
  years it holds the revenue concept tagged in the iXBRL (EUR 2,225.6 million
  in FY2024, with Income:GrossProfit of EUR 1,996.1 million posted beside
  it), and in the period files it holds net revenue as the report states it
  (EUR 2,364.2 million in FY2025).
• Unit — EUR, full euros; 2,364,191,000.00 EUR is the EUR 2,364,191
  thousand the Annual Report 2025 states.
• Signs — assets and expenses are positive (debit); liabilities, equity
  and income are negative (credit).

Analysis

• Adyen H1 2026 Financial Report: €803.8B Processed Volume, Take Rate Drops to 16.2 bps, Testing 20 Years of Pricing Discipline — FY2026H1

Corrections

Found a figure that does not match the filing? Email
[email protected] with the period, the account
and the filing page. Corrections are committed with the source cited.

About Open Ledger

Open Ledger is a growing library of public-company financial statements
published as plain-text accounting at
beancount.io/ledger — git-versioned, diffable
across companies, and auditable against primary filings. Read the analysis
behind the numbers on the beancount.io blog.

Disclaimer

This ledger is an independent reconstruction of Adyen N.V.'s publicly filed
financial statements, provided for educational and informational purposes
only. It is not investment, financial, legal, tax, or accounting advice, and
is not an offer or recommendation to buy or sell any security. Beancount.io is
not affiliated with, endorsed by, or sponsored by Adyen N.V.; all trademarks
belong to their respective owners. Figures may contain errors, omissions, or
simplifications and may lag the latest filings — the company's own regulatory
filings are the authoritative source. Provided "as is" without warranty of any
kind; use at your own risk.