#online-bank-accounts
Online Bank Accounts
Online banking options for business accounts
Why Fintechs Are Applying for Bank Charters: The 2026 De Novo Banking Boom Explained
Roughly two dozen fintechs, including Mercury and Upstart, applied for or received OCC national bank charters in 2026 — up from 14 applications in all of 2025 — to escape the sponsor-bank model exposed by the 2024 Synapse collapse and get direct FDIC insurance, lending authority, and payment-rail access.
Choosing the Right Online Business Bank Account for Your Beancount Workflow
Learn how to evaluate online business bank accounts through the lens of a Beancount-first finance stack. Explore essential criteria, archetypes to consider, and step-by-step workflows for seamless bank feed automation.
8 Best Online Business Bank Accounts (2025)
Navigate the evolving landscape of business banking in 2025 with this comprehensive guide, featuring top online bank accounts tailored for founders. Learn about essential features like minimal fees, fast transactions, and smart integrations to make informed decisions.