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#cryptocurrency

Cryptocurrency

Track and manage crypto assets with plain-text accounting methods

California's DFAL Is Now in Force: Does Your Small Business Need a Crypto License?
·mike

California's DFAL Is Now in Force: Does Your Small Business Need a Crypto License?

California's Digital Financial Assets Law (DFAL) took full effect July 1, 2026, with penalties up to $100,000 per day for unlicensed crypto activity. Who needs a DFPI license, who qualifies for the merchant and $50,000 de minimis exemptions, and what the NMLS application requires.

california
crypto-compliance
cryptocurrency
The CLARITY Act Senate Showdown: What Crypto Market-Structure Rules Could Mean for Your Business's Digital Assets
·mike

The CLARITY Act Senate Showdown: What Crypto Market-Structure Rules Could Mean for Your Business's Digital Assets

The CLARITY Act cleared the House 294-134, but as of mid-July 2026 markets give it roughly 43% odds of passing the Senate before the August recess. Here's what the crypto market-structure bill means for businesses holding digital assets — and why FASB's ASU 2023-08 fair-value accounting rules already apply regardless of the vote.

cryptocurrency
digital-assets
crypto-compliance
Paschall v. Commissioner: The Tax Court Rules Crypto Staking Rewards Are Taxable on Receipt
·mike

Paschall v. Commissioner: The Tax Court Rules Crypto Staking Rewards Are Taxable on Receipt

In June 2026 the U.S. Tax Court ruled in Paschall v. Commissioner that $33,354 in Cardano staking rewards were gross income the moment they were credited — rejecting the dominion-and-control, stock-dividend, and self-created-property arguments. Here is what the first merits decision on staking taxes means for how you record every reward.

crypto-taxes
staking-rewards
cryptocurrency
Streaming Payroll Bookkeeping: How to Book Superfluid and Sablier's Per-Second Wage Accruals
·mike

Streaming Payroll Bookkeeping: How to Book Superfluid and Sablier's Per-Second Wage Accruals

Superfluid and Sablier let DAOs pay contributors continuously by the second instead of on a pay date, which means wage expense must be accrued as it streams, not booked when a recipient withdraws — here's how to record it, including the fair-market-value and insolvency edge cases.

payroll
crypto-accounting
cryptocurrency
Paying Employees in Cryptocurrency: Payroll Withholding, W-2 Reporting, and State Law Compliance
·mike

Paying Employees in Cryptocurrency: Payroll Withholding, W-2 Reporting, and State Law Compliance

The IRS treats crypto wages as property valued at fair market value on the date of receipt — fully subject to income tax withholding, FICA, and FUTA, and reported on Form W-2. Here's how to value payments defensibly, avoid state minimum-wage violations, and prepare for Form 1099-DA cross-referencing in 2026.

payroll
cryptocurrency
crypto-taxes
Getting Paid in Stablecoins: What the GENIUS Act Means for Small Business
·mike

Getting Paid in Stablecoins: What the GENIUS Act Means for Small Business

The GENIUS Act, signed into law in July 2025, creates the first federal framework for payment stablecoins, and small businesses accepting them must record fair market value at receipt, track cost basis per transaction, and prepare for Form 1099-DA reporting starting with 2026 transactions.

stablecoins
cryptocurrency
payments
Accepting Cryptocurrency Donations: A Nonprofit's Guide to Gift Acceptance, Valuation, and IRS Substantiation
·mike

Accepting Cryptocurrency Donations: A Nonprofit's Guide to Gift Acceptance, Valuation, and IRS Substantiation

Nonprofits accepting cryptocurrency gifts over $5,000 cannot rely on exchange prices for tax substantiation — IRS Chief Counsel Advice 202302012 requires a qualified appraisal, and ASU 2023-08 now mandates fair-value accounting for any crypto a nonprofit holds past the point of receipt.

nonprofit
charitable-giving
cryptocurrency
Your Nonprofit Just Received a Bitcoin Donation. Now What?
·mike

Your Nonprofit Just Received a Bitcoin Donation. Now What?

A practical guide for nonprofits accepting cryptocurrency donations — how to write a gift acceptance policy for digital assets, apply FASB's ASU 2023-08 fair-value accounting rules, and meet IRS substantiation requirements including Form 8283 signatures, qualified appraisals over $5,000, and the Form 8282 three-year disposition rule.

nonprofit
cryptocurrency
charitable-giving
Bitcoin Treasury Accounting Under FASB ASU 2023-08: The Fair Value Shift
·mike

Bitcoin Treasury Accounting Under FASB ASU 2023-08: The Fair Value Shift

FASB's ASU 2023-08 requires companies to measure qualifying crypto assets like Bitcoin at fair value each reporting period, replacing the cost-less-impairment model that only ever recognized write-downs — a change now in effect for fiscal years beginning after December 15, 2024.

bitcoin
crypto-accounting
cryptocurrency
Cryptocurrency Miner, Staking Validator, and DeFi Yield Farmer Bookkeeping: The 2026 Tax and Recordkeeping Guide
·mike

Cryptocurrency Miner, Staking Validator, and DeFi Yield Farmer Bookkeeping: The 2026 Tax and Recordkeeping Guide

A practical 2026 guide for independent crypto miners, Ethereum validators, and DeFi liquidity providers covering entity selection, Form 1099-DA basis reporting, Rev. Rul. 2023-14, OBBBA Section 174 R&D expensing, FBAR/Form 8938 thresholds, and KPI tracking.

cryptocurrency
crypto-bookkeeping
defi
Independent ATM Operator and Cash Kiosk Route Bookkeeping: FinCEN MSB, BSA/AML, Form 8300, and the KPIs That Matter
·mike

Independent ATM Operator and Cash Kiosk Route Bookkeeping: FinCEN MSB, BSA/AML, Form 8300, and the KPIs That Matter

A 2026 guide to bookkeeping for independent ATM and Bitcoin kiosk route operators — covering FinCEN MSB registration, BSA/AML programs, Form 8300 thresholds, Section 179 depreciation, vault-float accounting, and the five per-machine KPIs that determine whether a route is actually profitable.

bookkeeping
small-business
compliance
Form 1099-DA in 2026: Reconcile Per-Wallet Crypto Cost Basis and Avoid Overpaying
·mike

Form 1099-DA in 2026: Reconcile Per-Wallet Crypto Cost Basis and Avoid Overpaying

Form 1099-DA reports gross crypto proceeds but often leaves cost basis blank, and filing it as-is defaults basis to zero — taxing the full sale price. Here is how per-wallet tracking and reconciliation against the form let you pay tax on your actual gain.

cryptocurrency
tax
tax-compliance
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