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Resum general

Zions Bancorporation (NASDAQ: ZION) — Open Ledger

Zions Bancorporation's income statement and balance sheet, FY2021 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 8-K filings and version-controlled i… Notes del llibre

Posició financera

Patrimoni net i comptes que el formen

Patrimoni net
Actius més passius dels darrers 12 mesos
7.684 MUSD
+504 MUSDrespecte del mes anterior
Comptes
Saldos actuals dels comptes d'actiu i passiu

Moviment de diners

Ingressos i despeses mensuals per categoria de compte

setembre del 2026
Entrades
setembre del 2026
+881 MUSD
Fonts principals
Mitjana de fins a 3 períodes anteriors
—
Mostra-ho tot
Sortides
setembre del 2026
-619 MUSD
Despeses principals
Mitjana de fins a 3 períodes anteriors
—
Mostra-ho tot

Activitat recent

Activitat del diari conscient dels assentaments

Transaccions
Transaccions més recents segons els filtres actuals

Ingressos vs despeses

Ingressos vs despeses
Gràfic de barres que compara els ingressos i les despeses totals per a cada interval del període seleccionat.
Dades per període
PeríodeIngressosDespesesBenefici net
2021-12-312.911 MUSD1.811 MUSD1.100 MUSD
2022-01-310 MUSD0 MUSD0 MUSD
2022-02-280 MUSD0 MUSD0 MUSD
2022-03-310 MUSD0 MUSD0 MUSD
2022-04-300 MUSD0 MUSD0 MUSD
2022-05-310 MUSD0 MUSD0 MUSD
2022-06-300 MUSD0 MUSD0 MUSD
2022-07-310 MUSD0 MUSD0 MUSD
2022-08-310 MUSD0 MUSD0 MUSD
2022-09-300 MUSD0 MUSD0 MUSD
2022-10-310 MUSD0 MUSD0 MUSD
2022-11-300 MUSD0 MUSD0 MUSD
2022-12-313.152 MUSD2.274 MUSD878 MUSD
2023-01-310 MUSD0 MUSD0 MUSD
2023-02-280 MUSD0 MUSD0 MUSD
2023-03-310 MUSD0 MUSD0 MUSD
2023-04-300 MUSD0 MUSD0 MUSD
2023-05-310 MUSD0 MUSD0 MUSD
2023-06-300 MUSD0 MUSD0 MUSD
2023-07-310 MUSD0 MUSD0 MUSD
2023-08-310 MUSD0 MUSD0 MUSD
2023-09-300 MUSD0 MUSD0 MUSD
2023-10-310 MUSD0 MUSD0 MUSD
2023-11-300 MUSD0 MUSD0 MUSD
2023-12-313.115 MUSD2.467 MUSD648 MUSD
2024-01-310 MUSD0 MUSD0 MUSD
2024-02-290 MUSD0 MUSD0 MUSD
2024-03-310 MUSD0 MUSD0 MUSD
2024-04-300 MUSD0 MUSD0 MUSD
2024-05-310 MUSD0 MUSD0 MUSD
2024-06-300 MUSD0 MUSD0 MUSD
2024-07-310 MUSD0 MUSD0 MUSD
2024-08-310 MUSD0 MUSD0 MUSD
2024-09-300 MUSD0 MUSD0 MUSD
2024-10-310 MUSD0 MUSD0 MUSD
2024-11-300 MUSD0 MUSD0 MUSD
2024-12-313.130 MUSD2.393 MUSD737 MUSD
2025-01-310 MUSD0 MUSD0 MUSD
2025-02-280 MUSD0 MUSD0 MUSD
2025-03-310 MUSD0 MUSD0 MUSD
2025-04-300 MUSD0 MUSD0 MUSD
2025-05-310 MUSD0 MUSD0 MUSD
2025-06-300 MUSD0 MUSD0 MUSD
2025-07-310 MUSD0 MUSD0 MUSD
2025-08-310 MUSD0 MUSD0 MUSD
2025-09-300 MUSD0 MUSD0 MUSD
2025-10-310 MUSD0 MUSD0 MUSD
2025-11-300 MUSD0 MUSD0 MUSD
2025-12-313.385 MUSD2.490 MUSD895 MUSD
2026-01-310 MUSD0 MUSD0 MUSD
2026-02-280 MUSD0 MUSD0 MUSD
2026-03-310 MUSD0 MUSD0 MUSD
2026-04-300 MUSD0 MUSD0 MUSD
2026-05-310 MUSD0 MUSD0 MUSD
2026-06-300 MUSD0 MUSD0 MUSD
2026-07-310 MUSD0 MUSD0 MUSD
2026-08-310 MUSD0 MUSD0 MUSD
2026-09-30881 MUSD619 MUSD262 MUSD

Balanç

Distribució d'actius
Representació visual de la composició de Zions Bancorporation (NASDAQ: ZION) — Open Ledger actius
Desglossament
CompteImportPercentatge del total
Assets:NonCurrent:PremisesEquipment1.354 MUSD1,49%
Assets:NonCurrent:OtherNoninterestInvestments1.069 MUSD1,18%
Assets:NonCurrent:OtherAssets2.489 MUSD2,74%
Assets:NonCurrent:LoansAndLeases62.472 MUSD68,71%
Assets:NonCurrent:HTM8.268 MUSD9,09%
Assets:NonCurrent:GoodwillIntangibles1.313 MUSD1,44%
Assets:NonCurrent:AFS8.786 MUSD9,66%
Assets:Current:ResaleAgreements1.310 MUSD1,44%
Assets:Current:InterestBearingDeposits3.533 MUSD3,89%
Altres326 MUSD0,36%
Distribució de passius
Representació visual de la composició dels Zions Bancorporation (NASDAQ: ZION) — Open Ledger passius
Desglossament
CompteImportPercentatge del total
Liabilities:NonCurrent:LongTermDebt2.416 MUSD2,9%
Liabilities:Current:ShortTermBorrowings843 MUSD1,01%
Liabilities:Current:OtherLiabilities1.978 MUSD2,38%
Liabilities:Current:DepositsNoninterest26.371 MUSD31,68%
Liabilities:Current:DepositsInterest51.577 MUSD61,96%
Altres51 MUSD0,06%

Flux de caixa

Flux de caixa
Flux de diners des de fonts d'ingressos cap a despeses i inversions

Carregant els rols dels comptes…

README.md

Zions Bancorporation (ZION) Financial Statements in Beancount — Open Ledger

Zions Bancorporation's income statement and balance sheet, FY2021 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 8-K filings and version-controlled in git. Part of the Open Ledger project on beancount.io.

Browse it live: beancount.io/ledger/open_ledger/zions

Latest analysis: Zions Q3 2026: EPS $1.78 (+20%) on $684M NII as Credit Costs Vanish

Key Figures

PeriodPeriod endRevenueNet income
FY20212021-12-312,9111,100
FY20222022-12-313,152878
FY20232023-12-313,115648
FY20242024-12-313,130737
FY20252025-12-313,385895
FY2026Q32026-09-30881262

Amounts in MUSD (millions of US dollars), exactly as the ledger records them.

What's Inside

<One or two sentences: fiscal year end (and 52/53-week rule or fiscal-year change, if any), SEC CIK or home exchange, and the one structural fact a reader needs — a sector-specific account, a restatement, why history starts where it does.>

Quick Start

bash
uvx --from beancount bean-check main.bean
uvx --from beanquery bean-query main.bean \
  "SELECT year, sum(position) WHERE account ~ '^Income:Revenue' GROUP BY year ORDER BY year"

Zero output from bean-check means the ledger is internally consistent: every
income statement sums to zero and every balance-sheet snapshot reconciles to
the filed totals. The query prints revenue by calendar year; income is a
credit, so it shows as a negative number. Open main.bean in Fava
or import it into beancount.io to explore it visually.

Methodology

  • Balance sheet — pad / balance directives assert each period-end
    figure against the filing named in that period file's source banner.
  • Income statement — one zero-sum transaction per period: Income
    negative (credit), Expenses positive (debit), with the arithmetic check in
    a comment directly above it.
  • Unit — MUSD; 881 MUSD means 881 million US dollars.

Analysis

Corrections

Found a figure that does not match the filing? Email
[email protected] with the period, the account
and the filing page. Corrections are committed with the source cited.

About Open Ledger

Open Ledger is a growing library of public-company financial statements
published as plain-text accounting at
beancount.io/ledger — git-versioned, diffable
across companies, and auditable against primary filings. Read the analysis
behind the numbers on the beancount.io blog.

Disclaimer

This ledger is an independent reconstruction of Zions Bancorporation's publicly filed
financial statements, provided for educational and informational purposes
only. It is not investment, financial, legal, tax, or accounting advice, and
is not an offer or recommendation to buy or sell any security. Beancount.io is
not affiliated with, endorsed by, or sponsored by Zions Bancorporation; all trademarks
belong to their respective owners. Figures may contain errors, omissions, or
simplifications and may lag the latest filings — the company's own regulatory
filings are the authoritative source. Provided "as is" without warranty of any
kind; use at your own risk.