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UnitedHealth Group Incorporated Financial Statements FY2024-FY2026Q3
UnitedHealth's income statement and balance sheet, FY2024 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 8-K filings and version-controlled in git. P… Poznámky ku knihe
Finančná pozícia
Čistá hodnota a účty, ktoré ju tvoria
Pohyb peňazí
Mesačné príjmy a výdavky podľa kategórie účtu
Nedávna aktivita
Aktivita denníka so zohľadnením zápisov
Príjmy vs Výdavky
Údaje podľa období
| Obdobie | Príjmy | Výdavky | Čistý zisk |
|---|---|---|---|
| 2024-12-31 | 400 278 MUSD | 385 873 MUSD | 14 405 MUSD |
| 2025-01-31 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2025-02-28 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2025-03-31 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2025-04-30 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2025-05-31 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2025-06-30 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2025-07-31 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2025-08-31 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2025-09-30 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2025-10-31 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2025-11-30 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2025-12-31 | 447 567 MUSD | 435 511 MUSD | 12 056 MUSD |
| 2026-01-31 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2026-02-28 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2026-03-31 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2026-04-30 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2026-05-31 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2026-06-30 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2026-07-31 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2026-08-31 | 0 MUSD | 0 MUSD | 0 MUSD |
| 2026-09-30 | 112 694 MUSD | 108 584 MUSD | 4 110 MUSD |
Súvaha
Rozpis
| Účet | Suma | Podiel na celku |
|---|---|---|
| Assets:NonCurrent:Other | 169 123 MUSD | 54,07% |
| Assets:NonCurrent:LongTermInvestments | 58 064 MUSD | 18,56% |
| Assets:Current:Other | 36 503 MUSD | 11,67% |
| Assets:Current:Cash | 28 549 MUSD | 9,13% |
| Assets:Current:AccountsReceivable | 20 543 MUSD | 6,57% |
Rozpis
| Účet | Suma | Podiel na celku |
|---|---|---|
| Liabilities:NonCurrent:Other | 22 688 MUSD | 10,95% |
| Liabilities:NonCurrent:LongTermDebt | 68 714 MUSD | 33,16% |
| Liabilities:Current:ShortTermDebt | 5 617 MUSD | 2,71% |
| Liabilities:Current:Other | 70 866 MUSD | 34,2% |
| Liabilities:Current:MedicalClaimsPayable | 39 352 MUSD | 18,99% |
Peňažný tok
Načítavajú sa roly účtov…
UnitedHealth Group Incorporated (UNH) Financial Statements in Beancount — Open Ledger
UnitedHealth's income statement and balance sheet, FY2024 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 8-K filings and version-controlled in git. Part of the Open Ledger project on beancount.io.
Browse it live: beancount.io/ledger/open_ledger/unitedhealth
Latest analysis: UnitedHealth Q3 2026 Earnings: EPS $4.56 (+76%), Medical Care Ratio 88.4%
Key Figures
| Period | Period end | Revenue | Net income |
|---|---|---|---|
| FY2024 | 2024-12-31 | 400,278 | 14,405 |
| FY2025 | 2025-12-31 | 447,567 | 12,056 |
| FY2026Q3 | 2026-09-30 | 112,694 | 4,110 |
Amounts in MUSD (millions of US dollars), exactly as the ledger records them.
What's Inside
| Period | File | Source |
|---|---|---|
| FY2024 | FY2024/FY2024.bean | Form 10-K for the fiscal year ended December 31, 2024 |
| FY2025 | FY2025/FY2025.bean | Form 10-K for the fiscal year ended December 31, 2025 |
| FY2026Q3 | FY2026/FY2026Q3.bean | Q3 2026 earnings release (Form 8-K Ex. 99.1, filed 2026-10-13) |
Fiscal years end December 31 (SEC CIK 731766). The chart carries a health insurer's shape — medical claims payable, unearned revenues, and long-term investments — and FY2026Q3 is modeled from the condensed 8-K earnings-release exhibit, so its equity prints as one undisaggregated total until the annual report lands.
Quick Start
uvx --from beancount bean-check main.bean
uvx --from beanquery bean-query main.bean \
"SELECT year, sum(position) WHERE account ~ '^Income:Revenue' GROUP BY year ORDER BY year"Zero output from bean-check means the ledger is internally consistent: every
income statement sums to zero and every balance-sheet snapshot reconciles to
the filed totals. The query prints revenue by calendar year; income is a
credit, so it shows as a negative number. Open main.bean in Fava
or import it into beancount.io to explore it visually.
Methodology
- Balance sheet —
pad/balancedirectives assert each period-end
figure against the filing named in that period file's source banner. - Income statement — one zero-sum transaction per period:
Income
negative (credit),Expensespositive (debit), with the arithmetic check in
a comment directly above it. - Unit —
MUSD;112,694 MUSDmeans 112,694 million US dollars. - Additional accounts —
Assets:NonCurrent:LongTermInvestments,
Liabilities:Current:MedicalClaimsPayable,Equity:NoncontrollingInterests,
Equity:Temporary:RedeemableNoncontrollingInterests,
Equity:UndisaggregatedParent,Expenses:DepreciationAndAmortization,
Expenses:Interest, opened beyond the standard chart (see each account's
openline inmain.bean).
Analysis
Corrections
Found a figure that does not match the filing? Email
[email protected] with the period, the account
and the filing page. Corrections are committed with the source cited.
About Open Ledger
Open Ledger is a growing library of public-company financial statements
published as plain-text accounting at
beancount.io/ledger — git-versioned, diffable
across companies, and auditable against primary filings. Read the analysis
behind the numbers on the beancount.io blog.
Disclaimer
This ledger is an independent reconstruction of UnitedHealth Group Incorporated's publicly filed
financial statements, provided for educational and informational purposes
only. It is not investment, financial, legal, tax, or accounting advice, and
is not an offer or recommendation to buy or sell any security. Beancount.io is
not affiliated with, endorsed by, or sponsored by UnitedHealth Group Incorporated; all trademarks
belong to their respective owners. Figures may contain errors, omissions, or
simplifications and may lag the latest filings — the company's own regulatory
filings are the authoritative source. Provided "as is" without warranty of any
kind; use at your own risk.