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Vue d'ensemble

UnitedHealth Group Incorporated Financial Statements FY2024-FY2026Q3

UnitedHealth's income statement and balance sheet, FY2024 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 8-K filings and version-controlled in git. P… Notes du grand livre

Situation financière

Patrimoine net et comptes qui le composent

Patrimoine net
Actifs plus passifs sur les 12 derniers mois
105 545 MUSD
+3 847 MUSDdepuis le mois précédent
Comptes
Soldes actuels des comptes d'actif et de passif

Mouvements d'argent

Revenus et dépenses mensuels par catégorie de compte

septembre 2026
Entrées d'argent
septembre 2026
+112 694 MUSD
Principales sources
Moyenne sur 3 périodes précédentes au maximum
—
Tout afficher
Sorties d'argent
septembre 2026
-108 584 MUSD
Principales dépenses
Moyenne sur 3 périodes précédentes au maximum
—
Tout afficher

Activité récente

Activité du journal tenant compte des écritures

Transactions
Transactions les plus récentes selon les filtres actuels

Revenus vs Dépenses

Revenus vs Dépenses
Graphique à barres comparant les revenus et dépenses totaux pour chaque intervalle de la période sélectionnée.
Données par période
PériodeRevenusDépensesBénéfice net
2024-12-31400 278 MUSD385 873 MUSD14 405 MUSD
2025-01-310 MUSD0 MUSD0 MUSD
2025-02-280 MUSD0 MUSD0 MUSD
2025-03-310 MUSD0 MUSD0 MUSD
2025-04-300 MUSD0 MUSD0 MUSD
2025-05-310 MUSD0 MUSD0 MUSD
2025-06-300 MUSD0 MUSD0 MUSD
2025-07-310 MUSD0 MUSD0 MUSD
2025-08-310 MUSD0 MUSD0 MUSD
2025-09-300 MUSD0 MUSD0 MUSD
2025-10-310 MUSD0 MUSD0 MUSD
2025-11-300 MUSD0 MUSD0 MUSD
2025-12-31447 567 MUSD435 511 MUSD12 056 MUSD
2026-01-310 MUSD0 MUSD0 MUSD
2026-02-280 MUSD0 MUSD0 MUSD
2026-03-310 MUSD0 MUSD0 MUSD
2026-04-300 MUSD0 MUSD0 MUSD
2026-05-310 MUSD0 MUSD0 MUSD
2026-06-300 MUSD0 MUSD0 MUSD
2026-07-310 MUSD0 MUSD0 MUSD
2026-08-310 MUSD0 MUSD0 MUSD
2026-09-30112 694 MUSD108 584 MUSD4 110 MUSD

Bilan

Répartition des actifs
Représentation visuelle de la composition de UnitedHealth Group Incorporated Financial Statements FY2024-FY2026Q3 actifs
Répartition
CompteMontantPart du total
Assets:NonCurrent:Other169 123 MUSD54,07%
Assets:NonCurrent:LongTermInvestments58 064 MUSD18,56%
Assets:Current:Other36 503 MUSD11,67%
Assets:Current:Cash28 549 MUSD9,13%
Assets:Current:AccountsReceivable20 543 MUSD6,57%
Répartition des passifs
Représentation visuelle de la composition de UnitedHealth Group Incorporated Financial Statements FY2024-FY2026Q3 passifs
Répartition
CompteMontantPart du total
Liabilities:NonCurrent:Other22 688 MUSD10,95%
Liabilities:NonCurrent:LongTermDebt68 714 MUSD33,16%
Liabilities:Current:ShortTermDebt5 617 MUSD2,71%
Liabilities:Current:Other70 866 MUSD34,2%
Liabilities:Current:MedicalClaimsPayable39 352 MUSD18,99%

Flux de trésorerie

Flux de trésorerie
Flux d'argent des sources de revenus vers les dépenses et les investissements

Chargement des rôles des comptes…

README.md

UnitedHealth Group Incorporated (UNH) Financial Statements in Beancount — Open Ledger

UnitedHealth's income statement and balance sheet, FY2024 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 8-K filings and version-controlled in git. Part of the Open Ledger project on beancount.io.

Browse it live: beancount.io/ledger/open_ledger/unitedhealth

Latest analysis: UnitedHealth Q3 2026 Earnings: EPS $4.56 (+76%), Medical Care Ratio 88.4%

Key Figures

PeriodPeriod endRevenueNet income
FY20242024-12-31400,27814,405
FY20252025-12-31447,56712,056
FY2026Q32026-09-30112,6944,110

Amounts in MUSD (millions of US dollars), exactly as the ledger records them.

What's Inside

Fiscal years end December 31 (SEC CIK 731766). The chart carries a health insurer's shape — medical claims payable, unearned revenues, and long-term investments — and FY2026Q3 is modeled from the condensed 8-K earnings-release exhibit, so its equity prints as one undisaggregated total until the annual report lands.

Quick Start

bash
uvx --from beancount bean-check main.bean
uvx --from beanquery bean-query main.bean \
  "SELECT year, sum(position) WHERE account ~ '^Income:Revenue' GROUP BY year ORDER BY year"

Zero output from bean-check means the ledger is internally consistent: every
income statement sums to zero and every balance-sheet snapshot reconciles to
the filed totals. The query prints revenue by calendar year; income is a
credit, so it shows as a negative number. Open main.bean in Fava
or import it into beancount.io to explore it visually.

Methodology

  • Balance sheet — pad / balance directives assert each period-end
    figure against the filing named in that period file's source banner.
  • Income statement — one zero-sum transaction per period: Income
    negative (credit), Expenses positive (debit), with the arithmetic check in
    a comment directly above it.
  • Unit — MUSD; 112,694 MUSD means 112,694 million US dollars.
  • Additional accounts — Assets:NonCurrent:LongTermInvestments,
    Liabilities:Current:MedicalClaimsPayable, Equity:NoncontrollingInterests,
    Equity:Temporary:RedeemableNoncontrollingInterests,
    Equity:UndisaggregatedParent, Expenses:DepreciationAndAmortization,
    Expenses:Interest, opened beyond the standard chart (see each account's
    open line in main.bean).

Analysis

Corrections

Found a figure that does not match the filing? Email
[email protected] with the period, the account
and the filing page. Corrections are committed with the source cited.

About Open Ledger

Open Ledger is a growing library of public-company financial statements
published as plain-text accounting at
beancount.io/ledger — git-versioned, diffable
across companies, and auditable against primary filings. Read the analysis
behind the numbers on the beancount.io blog.

Disclaimer

This ledger is an independent reconstruction of UnitedHealth Group Incorporated's publicly filed
financial statements, provided for educational and informational purposes
only. It is not investment, financial, legal, tax, or accounting advice, and
is not an offer or recommendation to buy or sell any security. Beancount.io is
not affiliated with, endorsed by, or sponsored by UnitedHealth Group Incorporated; all trademarks
belong to their respective owners. Figures may contain errors, omissions, or
simplifications and may lag the latest filings — the company's own regulatory
filings are the authoritative source. Provided "as is" without warranty of any
kind; use at your own risk.