The Travelers Companies, Inc. Financial Statements FY2021-FY2026Q3

The Travelers Companies, Inc. (TRV) Financial Statements in Beancount — Open Ledger

Travelers Companies' income statement and balance sheet, FY2021 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 10-Q filings and version-controlled in git. Part of the Open Ledger project on beancount.io.

Browse it live: beancount.io/ledger/open_ledger/travelers

Latest analysis: Travelers Q3 2026: The $9.18 Beat Built on Reserves, Rates, and a $50B Buyback Machine

Key Figures

Amounts in MUSD (millions of US dollars), exactly as the ledger records them.

What's Inside

Fiscal years end December 31. All figures sourced from The Travelers Companies, Inc. 10-K / 10-Q filings (SEC CIK 0000086312; NYSE: TRV). The filing presents an unclassified balance sheet; Current / NonCurrent here are the house hierarchy. As a property-casualty insurer, Travelers' balance sheet is dominated by its fixed-maturity investment portfolio on the asset side and by loss reserves plus unearned premiums on the liability side. FY2025 carries the Canadian businesses agreed for sale to Definity as held-for-sale; the sale closed in January 2026, so the pair is zero every other period.

Quick Start

uvx --from beancount bean-check main.bean
uvx --from beanquery bean-query main.bean \
  "SELECT year, sum(position) WHERE account ~ '^Income:Revenue' GROUP BY year ORDER BY year"

Zero output from bean-check means the ledger is internally consistent: every
income statement sums to zero and every balance-sheet snapshot reconciles to
the filed totals. The query prints revenue by calendar year; income is a
credit, so it shows as a negative number. Open main.bean in Fava
or import it into beancount.io to explore it visually.

Methodology

• Balance sheet — pad / balance directives assert each period-end
  figure against the filing named in that period file's source banner.
• Income statement — one zero-sum transaction per period: Income
  negative (credit), Expenses positive (debit), with the arithmetic check in
  a comment directly above it.
• Unit — MUSD; 12,412 MUSD means 12,412 million US dollars.
• Additional accounts — Assets:Current:HeldForSale,
  Assets:NonCurrent:FixedMaturities, Assets:NonCurrent:Investments,
  Assets:NonCurrent:LongTermInvestments,
  Assets:NonCurrent:ReinsuranceRecoverables,
  Liabilities:Current:HeldForSale, Liabilities:NonCurrent:InsuranceReserves,
  Equity:TreasuryShares, Expenses:PolicyAcquisitionCosts,
  Expenses:Interest, opened beyond the standard chart (see each account's
  open line in main.bean).
• Insurer mapping — InsuranceReserves holds the claims and claim adjustment
  expense reserves; DeferredRevenue holds the unearned premium reserves;
  ReinsuranceRecoverables holds reinsurance recoverables plus ceded unearned
  premiums; PolicyAcquisitionCosts holds the amortization of deferred
  acquisition costs; TreasuryShares holds treasury stock at cost as a
  contra-equity debit. The filing's single Debt caption sits whole on
  LongTermDebt, and its Common stock caption (no separate APIC) on
  CommonStockAndAPIC.

Analysis

• Travelers Q3 2026: The $9.18 Beat Built on Reserves, Rates, and a $50B Buyback Machine — FY2026Q3

Corrections

Found a figure that does not match the filing? Email
[email protected] with the period, the account
and the filing page. Corrections are committed with the source cited.

About Open Ledger

Open Ledger is a growing library of public-company financial statements
published as plain-text accounting at
beancount.io/ledger — git-versioned, diffable
across companies, and auditable against primary filings. Read the analysis
behind the numbers on the beancount.io blog.

Disclaimer

This ledger is an independent reconstruction of The Travelers Companies, Inc.'s publicly filed
financial statements, provided for educational and informational purposes
only. It is not investment, financial, legal, tax, or accounting advice, and
is not an offer or recommendation to buy or sell any security. Beancount.io is
not affiliated with, endorsed by, or sponsored by The Travelers Companies, Inc.; all trademarks
belong to their respective owners. Figures may contain errors, omissions, or
simplifications and may lag the latest filings — the company's own regulatory
filings are the authoritative source. Provided "as is" without warranty of any
kind; use at your own risk.