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Overview

JPMorgan Chase & Co. Financial Statements FY2021-FY2026Q3

JPMorgan Chase's income statement and balance sheet, FY2021 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 10-Q filings and version-controlled in git… Ledger notes

Financial position

Net worth and the accounts that make it up

Net Worth
Assets plus liabilities over the last 12 months
372,368 MUSD
-2,230 MUSDfrom previous month
Accounts
Current asset and liability account balances

Money movement

Monthly income and spending by account category

September 2026
Money in
September 2026
+50,172 MUSD
Top sources
Average of up to 3 preceding periods
+19,115.67 MUSD
View all
Money out
September 2026
-34,867 MUSD
Top spending
Average of up to 3 preceding periods
-12,064 MUSD
View all

Recent activity

Posting-aware activity from the journal

Transactions
Newest transactions matching the current dashboard filters

Income vs Expenses

Income vs Expenses
Bar chart comparing total income and expenses for each interval in the selected period.
Period data
PeriodIncomeExpensesNet Profit
2021-12-31121,649 MUSD73,315 MUSD48,334 MUSD
2022-01-31-0 MUSD0 MUSD-0 MUSD
2022-02-28-0 MUSD0 MUSD-0 MUSD
2022-03-31-0 MUSD0 MUSD-0 MUSD
2022-04-30-0 MUSD0 MUSD-0 MUSD
2022-05-31-0 MUSD0 MUSD-0 MUSD
2022-06-30-0 MUSD0 MUSD-0 MUSD
2022-07-31-0 MUSD0 MUSD-0 MUSD
2022-08-31-0 MUSD0 MUSD-0 MUSD
2022-09-30-0 MUSD0 MUSD-0 MUSD
2022-10-31-0 MUSD0 MUSD-0 MUSD
2022-11-30-0 MUSD0 MUSD-0 MUSD
2022-12-31128,695 MUSD91,019 MUSD37,676 MUSD
2023-01-31-0 MUSD0 MUSD-0 MUSD
2023-02-28-0 MUSD0 MUSD-0 MUSD
2023-03-31-0 MUSD0 MUSD-0 MUSD
2023-04-30-0 MUSD0 MUSD-0 MUSD
2023-05-31-0 MUSD0 MUSD-0 MUSD
2023-06-30-0 MUSD0 MUSD-0 MUSD
2023-07-31-0 MUSD0 MUSD-0 MUSD
2023-08-31-0 MUSD0 MUSD-0 MUSD
2023-09-30-0 MUSD0 MUSD-0 MUSD
2023-10-31-0 MUSD0 MUSD-0 MUSD
2023-11-30-0 MUSD0 MUSD-0 MUSD
2023-12-31158,104 MUSD108,552 MUSD49,552 MUSD
2024-01-31-0 MUSD0 MUSD-0 MUSD
2024-02-29-0 MUSD0 MUSD-0 MUSD
2024-03-31-0 MUSD0 MUSD-0 MUSD
2024-04-30-0 MUSD0 MUSD-0 MUSD
2024-05-31-0 MUSD0 MUSD-0 MUSD
2024-06-30-0 MUSD0 MUSD-0 MUSD
2024-07-31-0 MUSD0 MUSD-0 MUSD
2024-08-31-0 MUSD0 MUSD-0 MUSD
2024-09-30-0 MUSD0 MUSD-0 MUSD
2024-10-31-0 MUSD0 MUSD-0 MUSD
2024-11-30-0 MUSD0 MUSD-0 MUSD
2024-12-31177,556 MUSD119,085 MUSD58,471 MUSD
2025-01-31-0 MUSD0 MUSD-0 MUSD
2025-02-28-0 MUSD0 MUSD-0 MUSD
2025-03-31-0 MUSD0 MUSD-0 MUSD
2025-04-30-0 MUSD0 MUSD-0 MUSD
2025-05-31-0 MUSD0 MUSD-0 MUSD
2025-06-30-0 MUSD0 MUSD-0 MUSD
2025-07-31-0 MUSD0 MUSD-0 MUSD
2025-08-31-0 MUSD0 MUSD-0 MUSD
2025-09-30-0 MUSD0 MUSD-0 MUSD
2025-10-31-0 MUSD0 MUSD-0 MUSD
2025-11-30-0 MUSD0 MUSD-0 MUSD
2025-12-31182,447 MUSD125,399 MUSD57,048 MUSD
2026-01-31-0 MUSD0 MUSD-0 MUSD
2026-02-28-0 MUSD0 MUSD-0 MUSD
2026-03-31-0 MUSD0 MUSD-0 MUSD
2026-04-30-0 MUSD0 MUSD-0 MUSD
2026-05-31-0 MUSD0 MUSD-0 MUSD
2026-06-3057,347 MUSD36,192 MUSD21,155 MUSD
2026-07-31-0 MUSD0 MUSD-0 MUSD
2026-08-31-0 MUSD0 MUSD-0 MUSD
2026-09-3050,172 MUSD34,867 MUSD15,305 MUSD

Balance Sheet

Assets Distribution
Visual representation of JPMorgan Chase & Co. Financial Statements FY2021-FY2026Q3 assets composition
Breakdown
AccountAmountShare of total
Assets:NonCurrent:Other231,540 MUSD4.55%
Assets:NonCurrent:Loans1,584,641 MUSD31.12%
Assets:NonCurrent:InvestmentSecurities821,755 MUSD16.14%
Assets:NonCurrent:Goodwill52,717 MUSD1.04%
Assets:Current:TradingAssets1,093,352 MUSD21.47%
Assets:Current:ShortTermInvestments791,713 MUSD15.55%
Assets:Current:Cash326,271 MUSD6.41%
Assets:Current:AccountsReceivable164,997 MUSD3.24%
Other24,559 MUSD0.48%
Liabilities Distribution
Visual representation of JPMorgan Chase & Co. Financial Statements FY2021-FY2026Q3 liabilities composition
Breakdown
AccountAmountShare of total
Liabilities:NonCurrent:LongTermDebt460,160 MUSD9.75%
Liabilities:Current:TradingLiabilities297,911 MUSD6.31%
Liabilities:Current:ShortTermDebt71,339 MUSD1.51%
Liabilities:Current:RepurchaseAgreements703,392 MUSD14.9%
Liabilities:Current:Deposits2,780,793 MUSD58.93%
Liabilities:Current:AccountsPayable377,354 MUSD8%
Other28,228 MUSD0.6%

Cash Flow

Cash Flow
Money flow from income sources to expenses and investments

Loading account roles…

README.md

JPMorgan Chase & Co. (JPM) Financial Statements in Beancount — Open Ledger

JPMorgan Chase's income statement and balance sheet, FY2021 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 10-Q filings and version-controlled in git. Part of the Open Ledger project on beancount.io.

Browse it live: beancount.io/ledger/open_ledger/jpmorgan-chase

Latest analysis: JPMorgan Chase Q3 2026 Earnings: The $5.57 Miss, a $664 Million Buyback, and a Raised Outlook

Key Figures

PeriodPeriod endRevenueNet income
FY20212021-12-31121,64948,334
FY20222022-12-31128,69537,676
FY20232023-12-31158,10449,552
FY20242024-12-31177,55658,471
FY20252025-12-31182,44757,048
FY2026Q22026-06-3057,34721,155
FY2026Q32026-09-3050,17215,305

Amounts in MUSD (millions of US dollars), exactly as the ledger records them.

What's Inside

PeriodFileSource
FY2021FY2021/FY2021.beanFY2021 10-K
FY2022FY2022/FY2022.beanFY2022 10-K
FY2023FY2023/FY2023.beanFY2023 10-K
FY2024FY2024/FY2024.beanFY2024 10-K
FY2025FY2025/FY2025.beanFY2025 10-K
FY2026Q2FY2026/FY2026Q2.beanQ2 2026 10-Q
FY2026Q3FY2026/FY2026Q3.beanQ3 2026 earnings release financial supplement, 8-K Ex. 99.2

Fiscal years end December 31 (SEC CIK 0000019617). FY2021–FY2025 come from Form 10-K filings and FY2026Q2 is the three months to June 30, 2026, from the Form 10-Q (unaudited). The chart is adapted for a money-center bank: all revenue is booked in Income:Revenue, the provision for credit losses in Expenses:CostOfRevenue and total noninterest expense in Expenses:OperatingExpenses, with trading assets, investment securities, loans and the loan-loss allowance, deposits, repurchase agreements and trading liabilities in their own accounts.

Quick Start

bash
uvx --from beancount bean-check main.bean
uvx --from beanquery bean-query main.bean \
  "SELECT year, sum(position) WHERE account ~ '^Income:Revenue' GROUP BY year ORDER BY year"

Zero output from bean-check means the ledger is internally consistent: every
income statement sums to zero and every balance-sheet snapshot reconciles to
the filed totals. The query prints revenue by calendar year; income is a
credit, so it shows as a negative number. Open main.bean in Fava
or import it into beancount.io to explore it visually.

Methodology

  • Balance sheet — pad / balance directives assert each period-end
    figure against the filing named in that period file's source banner.
  • Income statement — one zero-sum transaction per period: Income
    negative (credit), Expenses positive (debit), with the arithmetic check in
    a comment directly above it.
  • Unit — MUSD; 57,347 MUSD means 57,347 million US dollars.
  • Additional accounts — Assets:Current:TradingAssets,
    Assets:NonCurrent:InvestmentSecurities, Assets:NonCurrent:Loans,
    Assets:NonCurrent:LoanAllowance, Liabilities:Current:Deposits,
    Liabilities:Current:RepurchaseAgreements,
    Liabilities:Current:TradingLiabilities, Expenses:OperatingExpenses, opened
    beyond the standard chart (see each account's open line in main.bean).

Analysis

Corrections

Found a figure that does not match the filing? Email
[email protected] with the period, the account
and the filing page. Corrections are committed with the source cited.

About Open Ledger

Open Ledger is a growing library of public-company financial statements
published as plain-text accounting at
beancount.io/ledger — git-versioned, diffable
across companies, and auditable against primary filings. Read the analysis
behind the numbers on the beancount.io blog.

Disclaimer

This ledger is an independent reconstruction of JPMorgan Chase & Co.'s publicly filed
financial statements, provided for educational and informational purposes
only. It is not investment, financial, legal, tax, or accounting advice, and
is not an offer or recommendation to buy or sell any security. Beancount.io is
not affiliated with, endorsed by, or sponsored by JPMorgan Chase & Co.; all trademarks
belong to their respective owners. Figures may contain errors, omissions, or
simplifications and may lag the latest filings — the company's own regulatory
filings are the authoritative source. Provided "as is" without warranty of any
kind; use at your own risk.