خلاصه
Capital One Financial Corporation Financial Statements FY2024-FY2026Q3
Capital One's income statement and balance sheet, FY2024 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 10-Q filings and version-controlled in git. P… یادداشتهای دفتر
وضعیت مالی
ارزش خالص و حسابهای تشکیلدهنده آن
گردش پول
درآمد و هزینه ماهانه بر اساس دسته حساب
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درآمد در مقابل هزینهها
دادههای دورهای
| دوره | درآمد | هزینهها | سود خالص |
|---|---|---|---|
| 2024-12-31 | ۳۹٬۱۱۲ MUSD | ۳۴٬۳۶۲ MUSD | ۴٬۷۵۰ MUSD |
| 2025-01-31 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2025-02-28 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2025-03-31 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2025-04-30 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2025-05-31 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2025-06-30 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2025-07-31 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2025-08-31 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2025-09-30 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2025-10-31 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2025-11-30 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2025-12-31 | ۵۳٬۴۳۴ MUSD | ۵۰٬۹۸۱ MUSD | ۲٬۴۵۳ MUSD |
| 2026-01-31 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2026-02-28 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2026-03-31 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2026-04-30 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2026-05-31 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2026-06-30 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2026-07-31 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2026-08-31 | ۰ MUSD | ۰ MUSD | ۰ MUSD |
| 2026-09-30 | ۱۶٬۳۴۴ MUSD | ۱۲٬۸۰۵ MUSD | ۳٬۵۳۹ MUSD |
ترازنامه
جزئیات
| حساب | مبلغ | سهم از مجموع قدرمطلقها |
|---|---|---|
| Assets:NonCurrent:Loans | ۴۶۲٬۵۳۰ MUSD | ۶۴٫۳۹% |
| Assets:NonCurrent:InvestmentSecurities | ۸۹٬۷۷۱ MUSD | ۱۲٫۵% |
| Assets:Current:ShortTermInvestments | ۴۳٬۹۳۹ MUSD | ۶٫۱۲% |
| Assets:NonCurrent:Other | ۳۶٬۸۳۶ MUSD | ۵٫۱۳% |
| Assets:NonCurrent:Goodwill | ۳۱٬۸۸۰ MUSD | ۴٫۴۴% |
| Assets:NonCurrent:LoanAllowance | −۲۲٬۷۳۹ MUSD | ۳٫۱۷% |
| Assets:NonCurrent:IntangibleAssets | ۱۵٬۵۶۹ MUSD | ۲٫۱۷% |
| سایر | ۱۵٬۰۸۱ MUSD | ۲٫۱% |
جزئیات
| حساب | مبلغ | سهم از کل |
|---|---|---|
| Liabilities:NonCurrent:LongTermDebt | ۳۶٬۳۴۷ MUSD | ۶٫۴۵% |
| Liabilities:Current:FundingDebt | ۱۱٬۲۸۰ MUSD | ۲% |
| Liabilities:Current:Deposits | ۴۸۰٬۶۹۷ MUSD | ۸۵٫۳۵% |
| Liabilities:Current:AccountsPayable | ۳۲٬۷۴۰ MUSD | ۵٫۸۱% |
| سایر | ۲٬۱۴۷ MUSD | ۰٫۳۸% |
جریان نقدینگی
در حال بارگذاری نقش حسابها…
Capital One Financial Corporation (COF) Financial Statements in Beancount — Open Ledger
Capital One's income statement and balance sheet, FY2024 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 10-Q filings and version-controlled in git. Part of the Open Ledger project on beancount.io.
Browse it live: beancount.io/ledger/open_ledger/capital-one
Latest analysis: Capital One Q3 2026 Earnings: $5.61 EPS ($6.69 Adjusted) as the Discover Deal Starts Paying
Key Figures
| Period | Period end | Revenue | Net income |
|---|---|---|---|
| FY2024 | 2024-12-31 | 39,112 | 4,750 |
| FY2025 | 2025-12-31 | 53,434 | 2,453 |
| FY2026Q3 | 2026-09-30 | 16,344 | 3,539 |
Amounts in MUSD (millions of US dollars), exactly as the ledger records them.
What's Inside
| Period | File | Source |
|---|---|---|
| FY2024 | FY2024/FY2024.bean | FY2024 Form 10-K |
| FY2025 | FY2025/FY2025.bean | FY2025 Form 10-K |
| FY2026Q3 | FY2026/FY2026Q3.bean | Q3 2026 financial supplement, 8-K Ex. 99.2 |
Fiscal years end December 31 (SEC CIK 927628; NYSE: COF). FY2024–FY2025 come from Form 10-K filings and FY2026Q3 is the three months to September 30, 2026, from the 8-K earnings-release financial supplement, Exhibit 99.2 (unaudited; no 10-Q was filed). The chart follows the fleet's money-center-bank mapping: all revenue is booked in Income:Revenue, the provision for credit losses in Expenses:CostOfRevenue and total noninterest expense in Expenses:OperatingExpenses, with restricted cash, investment securities, loans and the loan-loss allowance, goodwill and intangibles, deposits, securitized funding debt, repurchase agreements and discontinued operations in their own accounts. Capital One reports no noncontrolling interests in any period here, so net income is the consolidated amount with no NCI deduction. The $8.8B Day-1 allowance on acquired Discover loans (FY2025), the Discover integration expenses ($234M in FY2024, $1.1B in FY2025) and the Q3 2026 adjusting items ($483M acquisition amortization, $338M Discover integration, $47M Brex integration) are isolated as their own postings; the FY2024 ($35M) and Q3 2026 ($40M) net securities losses sit inside the single revenue posting. The defining comparability break is the Discover acquisition, closed May 18, 2025: FY2024 is Capital One standalone, FY2025 includes Discover only from the closing date, and FY2026Q3 is the combined company including Brex from April 7, 2026 — see the Comparability note in main.bean.
Quick Start
uvx --from beancount bean-check main.bean
uvx --from beanquery bean-query main.bean \
"SELECT year, sum(position) WHERE account ~ '^Income:Revenue' GROUP BY year ORDER BY year"Zero output from bean-check means the ledger is internally consistent: every
income statement sums to zero and every balance-sheet snapshot reconciles to
the filed totals. The query prints revenue by calendar year; income is a
credit, so it shows as a negative number. Open main.bean in Fava
or import it into beancount.io to explore it visually.
Methodology
- Balance sheet —
pad/balancedirectives assert each period-end
figure against the filing named in that period file's source banner. - Income statement — one zero-sum transaction per period:
Income
negative (credit),Expensespositive (debit), with the arithmetic check in
a comment directly above it. - Unit —
MUSD;16,344 MUSDmeans 16,344 million US dollars. - Additional accounts —
Assets:Current:RestrictedCash,
Assets:NonCurrent:InvestmentSecurities,Assets:NonCurrent:Loans,
Assets:NonCurrent:LoanAllowance,Liabilities:Current:Deposits,
Liabilities:Current:FundingDebt,Liabilities:Current:RepurchaseAgreements,
Expenses:OperatingExpenses,Expenses:DiscontinuedOperations, opened beyond
the standard chart (see each account'sopenline inmain.bean).
Analysis
- Capital One Q3 2026 Earnings: $5.61 EPS ($6.69 Adjusted) as the Discover Deal Starts Paying — FY2026Q3
Corrections
Found a figure that does not match the filing? Email
[email protected] with the period, the account
and the filing page. Corrections are committed with the source cited.
About Open Ledger
Open Ledger is a growing library of public-company financial statements
published as plain-text accounting at
beancount.io/ledger — git-versioned, diffable
across companies, and auditable against primary filings. Read the analysis
behind the numbers on the beancount.io blog.
Disclaimer
This ledger is an independent reconstruction of Capital One Financial Corporation's publicly filed
financial statements, provided for educational and informational purposes
only. It is not investment, financial, legal, tax, or accounting advice, and
is not an offer or recommendation to buy or sell any security. Beancount.io is
not affiliated with, endorsed by, or sponsored by Capital One Financial Corporation; all trademarks
belong to their respective owners. Figures may contain errors, omissions, or
simplifications and may lag the latest filings — the company's own regulatory
filings are the authoritative source. Provided "as is" without warranty of any
kind; use at your own risk.