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Bank of America Corporation Financial Statements FY2021-FY2026Q3

Bank of America's income statement and balance sheet, FY2021 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 10-Q filings and version-controlled in gi… 账本备注

财务状况

净资产及其组成账户

净值
过去 12 个月的资产与负债之和
296,749 MUSD
-6,494 MUSD较上月
账户
当前资产和负债账户余额

资金流动

按账户类别显示每月收入和支出

2026年9月
资金流入
2026年9月
+29,958 MUSD
主要来源
最多前 3 个期间的平均值
—
查看全部
资金流出
2026年9月
-23,025 MUSD
主要支出
最多前 3 个期间的平均值
—
查看全部

近期活动

考虑分录的账本活动

交易记录
符合当前筛选条件的最新交易

收入与支出

收入与支出
在选定时期内每个区间的总收入和支出对比的柱状图。
各期间数据
期间收入开支净利润
2021-12-3189,113 MUSD57,135 MUSD31,978 MUSD
2022-01-31-0 MUSD0 MUSD-0 MUSD
2022-02-28-0 MUSD0 MUSD-0 MUSD
2022-03-31-0 MUSD0 MUSD-0 MUSD
2022-04-30-0 MUSD0 MUSD-0 MUSD
2022-05-31-0 MUSD0 MUSD-0 MUSD
2022-06-30-0 MUSD0 MUSD-0 MUSD
2022-07-31-0 MUSD0 MUSD-0 MUSD
2022-08-31-0 MUSD0 MUSD-0 MUSD
2022-09-30-0 MUSD0 MUSD-0 MUSD
2022-10-31-0 MUSD0 MUSD-0 MUSD
2022-11-30-0 MUSD0 MUSD-0 MUSD
2022-12-3194,950 MUSD67,422 MUSD27,528 MUSD
2023-01-31-0 MUSD0 MUSD-0 MUSD
2023-02-28-0 MUSD0 MUSD-0 MUSD
2023-03-31-0 MUSD0 MUSD-0 MUSD
2023-04-30-0 MUSD0 MUSD-0 MUSD
2023-05-31-0 MUSD0 MUSD-0 MUSD
2023-06-30-0 MUSD0 MUSD-0 MUSD
2023-07-31-0 MUSD0 MUSD-0 MUSD
2023-08-31-0 MUSD0 MUSD-0 MUSD
2023-09-30-0 MUSD0 MUSD-0 MUSD
2023-10-31-0 MUSD0 MUSD-0 MUSD
2023-11-30-0 MUSD0 MUSD-0 MUSD
2023-12-3198,581 MUSD72,066 MUSD26,515 MUSD
2024-01-31-0 MUSD0 MUSD-0 MUSD
2024-02-29-0 MUSD0 MUSD-0 MUSD
2024-03-31-0 MUSD0 MUSD-0 MUSD
2024-04-30-0 MUSD0 MUSD-0 MUSD
2024-05-31-0 MUSD0 MUSD-0 MUSD
2024-06-30-0 MUSD0 MUSD-0 MUSD
2024-07-31-0 MUSD0 MUSD-0 MUSD
2024-08-31-0 MUSD0 MUSD-0 MUSD
2024-09-30-0 MUSD0 MUSD-0 MUSD
2024-10-31-0 MUSD0 MUSD-0 MUSD
2024-11-30-0 MUSD0 MUSD-0 MUSD
2024-12-31101,887 MUSD74,755 MUSD27,132 MUSD
2025-01-31-0 MUSD0 MUSD-0 MUSD
2025-02-28-0 MUSD0 MUSD-0 MUSD
2025-03-31-0 MUSD0 MUSD-0 MUSD
2025-04-30-0 MUSD0 MUSD-0 MUSD
2025-05-31-0 MUSD0 MUSD-0 MUSD
2025-06-30-0 MUSD0 MUSD-0 MUSD
2025-07-31-0 MUSD0 MUSD-0 MUSD
2025-08-31-0 MUSD0 MUSD-0 MUSD
2025-09-30-0 MUSD0 MUSD-0 MUSD
2025-10-31-0 MUSD0 MUSD-0 MUSD
2025-11-30-0 MUSD0 MUSD-0 MUSD
2025-12-31113,097 MUSD82,588 MUSD30,509 MUSD
2026-01-31-0 MUSD0 MUSD-0 MUSD
2026-02-28-0 MUSD0 MUSD-0 MUSD
2026-03-31-0 MUSD0 MUSD-0 MUSD
2026-04-30-0 MUSD0 MUSD-0 MUSD
2026-05-31-0 MUSD0 MUSD-0 MUSD
2026-06-30-0 MUSD0 MUSD-0 MUSD
2026-07-31-0 MUSD0 MUSD-0 MUSD
2026-08-31-0 MUSD0 MUSD-0 MUSD
2026-09-3029,958 MUSD23,025 MUSD6,933 MUSD

资产负债表

资产分布
Bank of America Corporation Financial Statements FY2021-FY2026Q3资产构成的可视化表示
明细
账户金额总额占比
Assets:NonCurrent:Other181,774 MUSD5.3%
Assets:NonCurrent:Loans1,251,260 MUSD36.5%
Assets:NonCurrent:InvestmentSecurities842,034 MUSD24.57%
Assets:NonCurrent:Goodwill69,021 MUSD2.01%
Assets:Current:TradingAssets385,623 MUSD11.25%
Assets:Current:ShortTermInvestments355,763 MUSD10.38%
Assets:Current:Cash249,643 MUSD7.28%
Assets:Current:AccountsReceivable91,685 MUSD2.67%
其他901 MUSD0.03%
负债分布
Bank of America Corporation Financial Statements FY2021-FY2026Q3负债构成的可视化表示
明细
账户金额总额占比
Liabilities:NonCurrent:LongTermDebt318,687 MUSD10.18%
Liabilities:Current:TradingLiabilities159,051 MUSD5.08%
Liabilities:Current:ShortTermDebt62,230 MUSD1.99%
Liabilities:Current:RepurchaseAgreements315,418 MUSD10.07%
Liabilities:Current:Deposits2,038,758 MUSD65.12%
Liabilities:Current:AccountsPayable236,811 MUSD7.56%

现金流

现金流
资金从收入来源流向支出和投资

正在加载账户角色…

README.md

Bank of America Corporation (BAC) Financial Statements in Beancount — Open Ledger

Bank of America's income statement and balance sheet, FY2021 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 10-Q filings and version-controlled in git. Part of the Open Ledger project on beancount.io.

Browse it live: beancount.io/ledger/open_ledger/bank-of-america

Latest analysis: Bank of America Q3 2026 Earnings: A $1.2 Billion Charge Masks 8% NII Growth

Key Figures

PeriodPeriod endRevenueNet income
FY20212021-12-3189,11331,978
FY20222022-12-3194,95027,528
FY20232023-12-3198,58126,515
FY20242024-12-31101,88727,132
FY20252025-12-31113,09730,509
FY2026Q32026-09-3029,9586,933

Amounts in MUSD (millions of US dollars), exactly as the ledger records them.

What's Inside

Fiscal years end December 31 (SEC CIK 70858). FY2021–FY2025 come from Form 10-K filings and FY2026Q3 is the three months to September 30, 2026, from the 8-K earnings-release supplement (unaudited; no 10-Q was filed). The chart is adapted for a money-center bank: all revenue is booked in Income:Revenue, the provision for credit losses in Expenses:CostOfRevenue and total noninterest expense in Expenses:OperatingExpenses, with trading assets, investment securities, loans and the loan-loss allowance, deposits, repurchase agreements and trading liabilities in their own accounts. The $2.1B FDIC special assessment (FY2023) and the $1.2B non-tax-deductible regulatory settlement charge (FY2026Q3) are isolated as their own postings. A Q4 2025 accounting change for tax-related equity investments moved amounts between Other income and Income tax expense, so those two lines step between FY2024 and FY2025 while net income is comparable throughout.

Quick Start

bash
uvx --from beancount bean-check main.bean
uvx --from beanquery bean-query main.bean \
  "SELECT year, sum(position) WHERE account ~ '^Income:Revenue' GROUP BY year ORDER BY year"

Zero output from bean-check means the ledger is internally consistent: every
income statement sums to zero and every balance-sheet snapshot reconciles to
the filed totals. The query prints revenue by calendar year; income is a
credit, so it shows as a negative number. Open main.bean in Fava
or import it into beancount.io to explore it visually.

Methodology

  • Balance sheet — pad / balance directives assert each period-end
    figure against the filing named in that period file's source banner.
  • Income statement — one zero-sum transaction per period: Income
    negative (credit), Expenses positive (debit), with the arithmetic check in
    a comment directly above it.
  • Unit — MUSD; 29,958 MUSD means 29,958 million US dollars.
  • Additional accounts — Assets:Current:TradingAssets,
    Assets:NonCurrent:InvestmentSecurities, Assets:NonCurrent:Loans,
    Assets:NonCurrent:LoanAllowance, Liabilities:Current:Deposits,
    Liabilities:Current:RepurchaseAgreements,
    Liabilities:Current:TradingLiabilities, Expenses:OperatingExpenses, opened
    beyond the standard chart (see each account's open line in main.bean).

Analysis

Corrections

Found a figure that does not match the filing? Email
[email protected] with the period, the account
and the filing page. Corrections are committed with the source cited.

About Open Ledger

Open Ledger is a growing library of public-company financial statements
published as plain-text accounting at
beancount.io/ledger — git-versioned, diffable
across companies, and auditable against primary filings. Read the analysis
behind the numbers on the beancount.io blog.

Disclaimer

This ledger is an independent reconstruction of Bank of America Corporation's publicly filed
financial statements, provided for educational and informational purposes
only. It is not investment, financial, legal, tax, or accounting advice, and
is not an offer or recommendation to buy or sell any security. Beancount.io is
not affiliated with, endorsed by, or sponsored by Bank of America Corporation; all trademarks
belong to their respective owners. Figures may contain errors, omissions, or
simplifications and may lag the latest filings — the company's own regulatory
filings are the authoritative source. Provided "as is" without warranty of any
kind; use at your own risk.