Перейти до основного вмісту

Огляд

American Express Company Financial Statements FY2024-FY2026Q3

American Express' income statement and balance sheet, FY2024 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 10-Q filings and version-controlled in gi… Нотатки книги

Фінансовий стан

Чиста вартість і рахунки, що її формують

Чиста вартість
Активи плюс зобов'язання за останні 12 місяців
35 797 MUSD
+2 323 MUSDпорівняно з попереднім місяцем
Рахунки
Поточні залишки на рахунках активів і зобов'язань

Рух коштів

Щомісячні доходи й витрати за категоріями рахунків

вересень 2026 р.
Надходження
вересень 2026 р.
+20 062 MUSD
Основні джерела
Середнє щонайбільше за 3 попередні періоди
—
Показати все
Витрати
вересень 2026 р.
-16 350 MUSD
Найбільші витрати
Середнє щонайбільше за 3 попередні періоди
—
Показати все

Остання активність

Активність журналу з урахуванням проведень

Транзакції
Найновіші транзакції за поточними фільтрами

Доходи проти витрат

Доходи проти витрат
Стовпчаста діаграма, що порівнює загальні доходи та витрати за кожен інтервал у вибраному періоді.
Дані за періодами
ПеріодДоходиВитратиЧистий прибуток
2024-12-3165 949 MUSD55 820 MUSD10 129 MUSD
2025-01-310 MUSD0 MUSD0 MUSD
2025-02-280 MUSD0 MUSD0 MUSD
2025-03-310 MUSD0 MUSD0 MUSD
2025-04-300 MUSD0 MUSD0 MUSD
2025-05-310 MUSD0 MUSD0 MUSD
2025-06-300 MUSD0 MUSD0 MUSD
2025-07-310 MUSD0 MUSD0 MUSD
2025-08-310 MUSD0 MUSD0 MUSD
2025-09-300 MUSD0 MUSD0 MUSD
2025-10-310 MUSD0 MUSD0 MUSD
2025-11-300 MUSD0 MUSD0 MUSD
2025-12-3172 229 MUSD61 396 MUSD10 833 MUSD
2026-01-310 MUSD0 MUSD0 MUSD
2026-02-280 MUSD0 MUSD0 MUSD
2026-03-310 MUSD0 MUSD0 MUSD
2026-04-300 MUSD0 MUSD0 MUSD
2026-05-310 MUSD0 MUSD0 MUSD
2026-06-300 MUSD0 MUSD0 MUSD
2026-07-310 MUSD0 MUSD0 MUSD
2026-08-310 MUSD0 MUSD0 MUSD
2026-09-3020 062 MUSD16 350 MUSD3 712 MUSD

Балансовий звіт

Розподіл активів
Візуальне представлення структури American Express Company Financial Statements FY2024-FY2026Q3 активів
Розподіл
РахунокСумаЧастка від загальної суми
Assets:NonCurrent:PropertyPlantEquipment8 122 MUSD2,62%
Assets:NonCurrent:Other38 393 MUSD12,37%
Assets:NonCurrent:Loans215 440 MUSD69,44%
Assets:NonCurrent:InvestmentSecurities5 117 MUSD1,65%
Assets:Current:ShortTermInvestments39 534 MUSD12,74%
Assets:Current:Cash3 669 MUSD1,18%
Розподіл зобов'язань
Візуальне представлення структури American Express Company Financial Statements FY2024-FY2026Q3 зобов'язань
Розподіл
РахунокСумаЧастка від загальної суми
Liabilities:NonCurrent:Other44 322 MUSD16,15%
Liabilities:NonCurrent:LongTermDebt58 538 MUSD21,33%
Liabilities:Current:Deposits155 019 MUSD56,48%
Liabilities:Current:AccountsPayable15 184 MUSD5,53%
Інше1 415 MUSD0,52%

Грошовий потік

Грошовий потік
Потік грошей від джерел доходу до витрат та інвестицій

Завантаження ролей рахунків…

README.md

American Express Company (AXP) Financial Statements in Beancount — Open Ledger

American Express' income statement and balance sheet, FY2024 through FY2026Q3, as a public, auditable plain-text Beancount ledger — reconstructed line by line from the company's own Form 10-K and 10-Q filings and version-controlled in git. Part of the Open Ledger project on beancount.io.

Browse it live: beancount.io/ledger/open_ledger/american-express

Latest analysis: American Express Q3 2026 Earnings: Record $20.1B Revenue and the $982M GBTG Gain

Key Figures

PeriodPeriod endRevenueNet income
FY20242024-12-3165,94910,129
FY20252025-12-3172,22910,833
FY2026Q32026-09-3020,0623,712

Amounts in MUSD (millions of US dollars), exactly as the ledger records them.

What's Inside

PeriodFileSource
FY2024FY2024/FY2024.beanForm 10-K, fiscal year ended December 31, 2024
FY2025FY2025/FY2025.beanForm 10-K, fiscal year ended December 31, 2025
FY2026Q3FY2026/FY2026Q3.beanForm 10-Q, quarter ended September 30, 2026

Fiscal years end December 31. All figures sourced from American Express Company SEC filings (Form 10-K annual reports and the Q3 2026 Form 10-Q, EDGAR CIK 4962), reported in $ millions. The filing presents an unclassified balance sheet, so Current / NonCurrent here are the house hierarchy; from Q1 2026 Card Member receivables and Card Member loans are presented combined as Card balances, which is why FY2026Q3 asserts no separate receivables line. The company reports no noncontrolling interests, so net income needs no attribution split.

Quick Start

bash
uvx --from beancount bean-check main.bean
uvx --from beanquery bean-query main.bean \
  "SELECT year, sum(position) WHERE account ~ '^Income:Revenue' GROUP BY year ORDER BY year"

Zero output from bean-check means the ledger is internally consistent: every
income statement sums to zero and every balance-sheet snapshot reconciles to
the filed totals. The query prints revenue by calendar year; income is a
credit, so it shows as a negative number. Open main.bean in Fava
or import it into beancount.io to explore it visually.

Methodology

  • Balance sheet — pad / balance directives assert each period-end
    figure against the filing named in that period file's source banner.
  • Income statement — one zero-sum transaction per period: Income
    negative (credit), Expenses positive (debit), with the arithmetic check in
    a comment directly above it.
  • Unit — MUSD; 20,062 MUSD means 20,062 million US dollars.
  • Additional accounts — Assets:Current:HeldForSale,
    Assets:NonCurrent:InvestmentSecurities, Assets:NonCurrent:Loans,
    Liabilities:Current:Deposits, Expenses:OperatingExpenses, opened beyond
    the standard chart (see each account's open line in main.bean).
  • Revenue is total revenues net of interest expense — non-interest
    revenues plus net interest income in a single Income:Revenue posting, with
    the split in each period's comments; interest expense is already netted, so
    no separate interest-expense line is posted.
  • Provisions for credit losses sit on Expenses:CostOfRevenue;
    total operating expenses sit on Expenses:OperatingExpenses, with the
    quantified one-offs isolated as their own postings: the FY2024 Accertify
    sale gain ($531M), and in FY2026Q3 the GBTG sale gain ($982M) paired with
    the $336M restructuring charge the earnings release adjusts for.
  • Residual buckets — Assets:NonCurrent:Other holds Other loans plus
    Other assets, with both components named in each period's comments.

Analysis

Corrections

Found a figure that does not match the filing? Email
[email protected] with the period, the account
and the filing page. Corrections are committed with the source cited.

About Open Ledger

Open Ledger is a growing library of public-company financial statements
published as plain-text accounting at
beancount.io/ledger — git-versioned, diffable
across companies, and auditable against primary filings. Read the analysis
behind the numbers on the beancount.io blog.

Disclaimer

This ledger is an independent reconstruction of American Express Company's publicly filed
financial statements, provided for educational and informational purposes
only. It is not investment, financial, legal, tax, or accounting advice, and
is not an offer or recommendation to buy or sell any security. Beancount.io is
not affiliated with, endorsed by, or sponsored by American Express Company; all trademarks
belong to their respective owners. Figures may contain errors, omissions, or
simplifications and may lag the latest filings — the company's own regulatory
filings are the authoritative source. Provided "as is" without warranty of any
kind; use at your own risk.